1080 Ortega Cir, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1080 Ortega Cir, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,706 sqft · built 1976
Lot Size	0.159 acres (6,930 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Jan 2005)
Tax Bill	$10,073 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`808-27-005`

Property Details

APN / Parcel Number

Primary APN	`808-27-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,706 sqft Living Area
Gross Area	1,424 sqft
1st Floor Area	1,424 sqft
Family Room	Family Room

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,930 sqft (0.159 acres)
Lot Dimensions	105 ft deep x 66 ft wide
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	4,250 sqft
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1080 ORTEGA CIR
City	GILROY
State	CA
Zip	95020-5316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 5616 LOT 204
Legal Subdivision	5616 CASTLEWOOD PARK UN #8
Legal Tract	5616
Legal Lot Number	204
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3009
Census Tract	512510

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1080 ORTEGA CIR, GILROY, CA 95020-5316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Line of Credit PREMIERONE CU
Sep 30, 2019	Deed of Trust, Mortgage · FHA Mortgage FIRST SAVINGS BANK
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2005 · Amount on Record
Deed Sale	Jan 28, 2005 · Amount on Record
Deed Document Number	200518208815
Last Transfer Date	Feb 9, 2006
Transfer Doc	0018803059
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1080 ORTEGA CIR, GILROY, CA 95020-5316
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1080 ORTEGA CIR, GILROY, CA 95020-5316

Mortgage

Document Number	0025271378
Date	Mar 29, 2022
Instrument	25271378

Lender

Name	PREMIERONE CU
Type	Credit Union
Address	SAN JOSE, CA 95110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1080 ORTEGA CIR, GILROY, CA 95020-5316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024293147
Date	Sep 30, 2019
Instrument	24293147

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1080 ORTEGA CIR, GILROY, CA 95020-5316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1080 ORTEGA DIR, GILROY, CA 95020

Mortgage

Document Number	0024722949
Date	Nov 24, 2020
Instrument	24722949

Lender

Name	FT FINANCIAL INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$831,375 (+2%) Land $457,238 Building $374,137
2025	$10,073.00 (+2.19%)	$815,074 (+4.04%) Land $448,273 Building $366,801
2023	$9,857.00 (+1.65%)	$783,425 Land $430,867 Building $352,558
2022	$9,697.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, T-Mobile, Verizon.

Nearby Properties on Ortega Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures