Sonoma County property record for 1080 None, Cloverdale, CA 95425
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,302 sqft · built 1974 |
| Lot Size | 1.57 acres (68,389 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $465,000 (Feb 2016) |
| Tax Bill | $6,432 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 117-280-002-000 |
| Primary APN | 117-280-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,302 sqft Living Area |
| 1st Floor Area | 1,302 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 68,389 sqft (1.57 acres) |
| Garage Area | 360 sqft |
| Cooling System | HVAC |
|---|
| Old Parcel Number | 117-280-002 |
|---|---|
| Street Address | 1080 NONE |
| City | CLOVERDALE |
| State | CA |
| Zip | 95425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR15 |
| Legal Description | PALOMINO LAKES LOT 4 BLK 2 |
| Legal Subdivision | PALOMINO LAKES |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | CLOVERDALE-GEYSERVILLE |
| Census Block Group | 3 |
| Census Block | 3095 |
| Census Tract | 154100 |
Source: Sonoma County records · APN 117-280-002-000
Assessment roll updated April 13, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1080 CEDAR LN, CLOVERDALE, CA 95425-4301 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 29, 2023 | Deed of Trust, Mortgage · Commercial Mortgage JOHN MONDAY JR SEP IRA |
| Mar 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NEXBANK SSB |
| Apr 01, 2020 | Deed of Trust, Mortgage · Conventional with PMI NEXBANK SSB |
| Apr 02, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 24, 2016 · Amount on Record |
| Deed Sale | Feb 24, 2016 · Amount on Record |
| Prior Sale | Feb 27, 2003 · Amount on Record |
| Deed Document Number | 201613141 |
| Last Transfer Date | Mar 27, 2019 |
| Transfer Doc | 0000021712 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 1080 NONE, CLOVERDALE, CA 95425 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1080 CEDAR LN, CLOVERDALE, CA 95425-4301 |
| Document Number | 0000045523 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 2023045523 |
| Name | JOHN MONDAY JR SEP IRA |
|---|---|
| Type | Non-Lending Institution |
| Address | TEMECULA, CA 92592 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 1080 NONE, CLOVERDALE, CA 95425 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1080 CEDAR LN, CLOVERDALE, CA 95425-4301 |
| Document Number | 0000021186 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 2022021186 |
| Name | NEXBANK SSB |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 1080 NONE, CLOVERDALE, CA 95425 |
| Document Number | 0000025677 |
| Instrument Date | Apr 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1080 CEDAR LN CLOVERDALE CA 954254301, CLOVERDALE, CA 95425-4301 |
| Document Number | 0000025677 |
|---|---|
| Date | Apr 06, 2020 |
| Instrument | 25677 |
| Name | NEXBANK SSB |
|---|---|
| Type | Federal Savings Bank |
| Address | DALLAS, TX 75201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 05, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Apr 02, 2019 |
| Property Address | 1080 NONE, CLOVERDALE, CA 95425 |
| Document Number | 0000021712 |
| Map Reference | MB 87 PG 19-23 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 2019021712 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FIRST AMERICAN TTL SANTA ANA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1080 CEDAR LN, CLOVERDALE, CA 95425-4301 |
| Document Number | 0000021713 |
|---|---|
| Date | Apr 02, 2019 |
| Instrument | 2019021713 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Unified School District | Cloverdale Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,432.00 (+2.47%) | $550,459 (+4.04%) Land $355,136 Building $195,323 |
| 2023 | $6,277.00 (+1.8%) | $529,087 Land $341,347 Building $187,740 |
| 2022 | $6,166.00 |
Source: FEMA National Flood Hazard Layer as of February 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1995) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow |
| Wildfire Risk | High above 71% of the US · above 46% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
Based on FCC filings for 39 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PALOMINO LAKES MUTUAL WATER CO. private · serves 300 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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