1080 McCarty St, Dunedin, FL 34698 Property Records

Pinellas County property record for 1080 McCarty St, Dunedin, FL 34698

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,263 sqft · built 1971
Lot Size	0.224 acres (9,779 sqft)
Owner	Individual Name on Record
Last Sale	$589,000 (Nov 2025)
Deeds & Mortgages	Nov 2025 Sale Jul 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-742-4401-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-742-4401-3`
Alternative APNs	`23-28-15-69381-000-0090` `152823693810000090` `R246895`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,263 sqft Heated Area
1st Floor Area	2,263 sqft
Flooring	Carpet

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Concrete Tile
Lot Area	9,779 sqft (0.224 acres)
Lot Dimensions	115 ft deep x 85 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	903 sqft
Deck Area	250 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R246895
Old Parcel Number	152823693810000090
Street Address	1080 MCCARTY ST
City	DUNEDIN
State	FL
Zip	34698-3521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINEHURST HIGHLANDS LOT 9
Legal Range	15
Legal Township	28
Legal Section	23
Legal Subdivision	PINEHURST HIGHLANDS
Legal Lot Number	9
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2016
Census Tract	27105

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 1210, FRISCO, CO 80443-1210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Warranty Deed, Transfer UNKNOWN, ROCKET CLOSE LLC
Jul 9, 2021	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Oct 29, 2020	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Aug 26, 2019	Deed of Trust, Mortgage · VA Mortgage BANK OF ENGLAND
Jan 16, 2019	Loan Modification, Mortgage · Conventional Mortgage US SMALL BUSINESS ADMINISTRATI
Apr 27, 2018	Loan Modification, Mortgage · Conventional Mortgage US SMALL BUSN ADMN
Nov 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage GOVERNMENT OF THE US/AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Oct 15, 2014 · Amount on Record
Deed Document Number	2025318297
Deed Book / Page	23355 / 2524
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 12, 2025
Property Address	1080 MCCARTY ST, DUNEDIN, FL 34698-3521
Document Number	0233552524
Book / Page	23355 / 2524
Map Reference	MB 67 PG 12
Instrument Date	Nov 5, 2025
Instrument	2025318297
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transaction

Amount	Amount Recorded
Tax	$4,123.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22811 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-1177

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1210, FRISCO, CO 80443-1210

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1080 MCCARTY ST, DUNEDIN, FL 34698-3521
Transaction Type	Mortgage
Record Updated	Jul 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1080 MCCARTY ST, DUNEDIN, FL 34698-3521

Mortgage

Document Number	0216181145
Date	Jul 9, 2021
Book Page	21618/1145
Instrument	2021225241

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1080 MCCARTY ST, DUNEDIN, FL 34698-3521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1080 MCCARTY ST, DUNEDIN, FL 34698-3521

Mortgage

Document Number	0212330142
Date	Oct 29, 2020
Book Page	21233/142
Instrument	2020326222

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1080 MCCARTY ST, DUNEDIN, FL 34698-3521
Document Number	0206772640
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1080 MCCARTY ST DUNEDIN FL 346983521, DUNEDIN, FL 34698-3521

Mortgage

Document Number	0206772640
Date	Sep 3, 2019
Book Page	020677/002640
Instrument	281375

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	1080 MCCARTY ST, DUNEDIN, FL 34698-3521
Document Number	0205102087
Instrument Date	Jan 16, 2019
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1080 MCCARTY ST DUNEDIN FL 346983521, DUNEDIN, FL 34698-3521

Mortgage

Document Number	0205102087
Date	Apr 23, 2019
Book Page	020510/002087
Instrument	126714

Lender

Name	US SMALL BUSINESS ADMINISTRATI
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Apr 22, 2047

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	1080 MCCARTY ST, DUNEDIN, FL 34698-3521
Document Number	0200301327
Instrument Date	Apr 27, 2018
Transaction Type	Mortgage
Record Updated	May 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1080 MCCARTY ST DUNEDIN FL 346983521, DUNEDIN, FL 34698-3521

Mortgage

Document Number	0200301327
Date	Apr 27, 2018
Book Page	020030/001327
Instrument	133294

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1080 MCCARTY ST, DUNEDIN, FL 34698-3521
Document Number	0198322647
Book / Page	019832 / 002647
Instrument Date	Nov 1, 2017
Transaction Type	Mortgage
Record Updated	Nov 29, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1080 MCCARTY ST DUNEDIN FL 346983521, DUNEDIN, FL 34698-3521

Mortgage

Document Number	0198322647
Date	Nov 7, 2017
Book Page	019832/002647
Instrument	340091

Lender

Name	GOVERNMENT OF THE US/AMERICA
Address	801 TOM MARTIN DR # 120, BIRMINGHAM, AL 35211-6424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$312,781 (+2.9%)	$668,135 (+7.73%) Land $261,937 Building $406,198
2024	Homeowner's exemption	$303,966 (+3%)	$620,194 (+5.16%) Land $268,578 Building $351,616
2023	Homeowner's exemption	$295,113	$589,747 Land $266,033 Building $323,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	136 (1979–2024)
Claims Outside the SFHA	13 of 136
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 67 claims Hurricane Idalia, Aug 2023 · 10 claims Tropical Storm Josephine, Oct 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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