1080 Graham Dr, Madison, GA 30650 Property Records

Morgan County property record for 1080 Graham Dr, Madison, GA 30650

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,032 sqft · built 2017
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,522 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`028 003 K`

Property Details

APN / Parcel Number

Primary APN	`028 003 K`
Alternative APN	`10684`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,032 sqft Heated Area
1st Floor Area	2,708 sqft
Basement Area	135 sqft
Finished Basement	135 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Terrain	Rolling
Garage Area	854 sqft

Exterior Amenities

Pool Type	Heated Pool
Pool Area	608 sqft
Porch	Open Porch
Porch Area	245 sqft
Deck Area	196 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	10684
Street Address	1080 GRAHAM DR
City	MADISON
State	GA
Zip	30650-4148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GRAHAM RIDGE LOT 5
Legal Subdivision	GRAHAM RIDGE
Legal Phase	01
Legal Lot Number	5
Jurisdiction	MORGAN GA
Township / Civil Division	RUTLEDGE
Census Block Group	3
Census Block	3002
Census Tract	10200

Owner

Source: Morgan County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	767 HARRIS ST, MADISON, GA 30650-1418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit SOFISA BANK/FL
Nov 13, 2017	Deed of Trust, Mortgage · Line of Credit BANKSOUTH GREENSBORO OFFICE
Oct 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK OF MADISON COUNTY
Oct 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH MORTGAGE
Jan 27, 2017	Deed of Trust, Mortgage BANK OF MADISON COUNTY
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2016
Deed Sale	Dec 14, 2016
Prior Sale	Nov 20, 2015 · Amount on Record
Deed Document Number	0000583785
Deed Book / Page	549 / 62
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Recording Date	Jul 28, 2026
Property Address	1080 GRAHAM DR, MADISON, GA 30650-4148
Document Number	0768000660
Book / Page	768 / 660
Instrument Date	Jul 21, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1080 GRAHAM DR, MADISON, GA 30650-4148

Mortgage

Document Number	0768000660,
Date	Jul 28, 2026
Book Page	768/660

Lender

Name	SOFISA BANK/FL

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	1080 GRAHAM DR, MADISON, GA 30650-4148
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000598/954
Date	Nov 13, 2017
Book Page	598/954
Instrument	003512

Lender

Name	BANKSOUTH GREENSBORO OFFICE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2037

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	1080 GRAHAM DR, MADISON, GA 30650-4148
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1080 GRAHAM DR, MADISON, GA 30650-4148

Mortgage

Document Number	0000000703/0000000854
Date	Oct 18, 2022
Book Page	0000000703/0000000854

Lender

Name	BANK OF MADISON COUNTY

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2032

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	1080 GRAHAM DR, MADISON, GA 30650-4148
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000597/279
Date	Oct 5, 2017
Book Page	597/279
Instrument	003119

Lender

Name	BANKSOUTH MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	1080 GRAHAM DR, MADISON, GA 30650-4148
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000585/707
Date	Jan 27, 2017
Book Page	585/707
Instrument	000236

Lender

Name	BANK OF MADISON COUNTY
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Feb 1, 2018

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	1080 GRAHAM DR, MADISON, GA 30650-4148
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1080 GRAHAM DR, MADISON, GA 30650-4148

Mortgage

Document Number	0000000645/0000000902
Date	Jun 3, 2020
Book Page	0000000645/0000000902

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,522.00 (+2.83%) Homeowner's exemption	$270,519 (+17.34%) Land $25,956 Building $244,563	$676,298 (+17.34%) Land $64,890 Building $611,408
2023	$5,370.00 (+4.74%) Homeowner's exemption	$230,534 (+9.99%) Land $25,956 Building $204,578	$576,336 (+9.99%) Land $64,890 Building $511,446
2022	$5,127.00 Homeowner's exemption	$209,600 Land $19,740 Building $189,860	$523,999 Land $49,350 Building $474,649

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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