1080 Eastham Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 1080 Eastham Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Lot Size	3.2 acres (139,392 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Jan 2026)
Tax Bill	$369 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63B 1 19`

Property Details

APN / Parcel Number

Primary APN	`63B 1 19`
Alternative APNs	`21714` `20469`

Exterior

Lot Area	139,392 sqft (3.2 acres)

Location & Zoning

Account Number	20469
Street Address	1080 EASTHAM RD
City	BUMPASS
State	VA
Zip	23024-4514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	ROCK CREEK ESTATE SEC I LOT 19 DB 2057/396 3.199 AC
Legal Subdivision	ROCK CREEK ESTATE
Legal Lot Number	19
Jurisdiction	LOUISA VA
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1048
Census Tract	950101

Owner

1080 Eastham Rd is owned by two individuals who bought it in January 2026.

Source: Louisa County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1150 EASTHAM RD, BUMPASS, VA 23024-4517
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2025	Deed of Trust, Mortgage · Commercial Mortgage LOAN FUNDER LLC SEREIS 106938
Jan 8, 2026	Deed, Subdivision Related Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Apr 1, 2025	Deed, Transfer SIMPLE TITLE & SEITLEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2026 · Amount on File
Deed Sale	Jan 8, 2026 · Amount on File
Prior Sale	Apr 1, 2025 · Amount on File
Deed Document Number	2026144
Deed Book / Page	2057 / 396
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	1080 EASTHAM RD, BUMPASS, VA 23024-4514
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	SIMPLE TITLE, SIMPLY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 MONTROSE DR, FREDERICKSBURG, VA 22407-8633

Mortgage

Document Number	0002030/60
Date	Aug 12, 2025
Book Page	2030/60
Instrument	202500007313

Lender

Name	LOAN FUNDER LLC SEREIS 106938
Address	NEW YORK, NY 10022

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2026: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Jan 8, 2026
Property Address	1080 EASTHAM RD, BUMPASS, VA 23024-4514
Document Number	002057/396
Book / Page	2057 / 396
Instrument Date	Jan 7, 2026
Instrument	202600000144
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 23, 2026
Title Company	TERRY TITLE, TERRYS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1080 EASTHAM RD, BUMPASS, VA 23024-4514

Mortgage

Document Number	0002057400
Date	Jan 8, 2026
Instrument	2057/400

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Apr 1, 2025
Property Address	1080 EASTHAM RD, BUMPASS, VA 23024-4514
Document Number	002006/402
Book / Page	2006 / 402
Map Reference	MB 1471 PG 109
Instrument Date	Mar 27, 2025
Instrument	202500002697
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	TERRY TITLE, TERRYS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6310 FIVE MILE CENTRE PARK STE 207, 207, FREDERICKSBURG, VA 22407-5509

Mortgage

Document Number	0002006405
Date	Apr 1, 2025
Instrument	2006/405

Lender

Name	SIMPLE TITLE & SEITLEMENT LLC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1080 Eastham Rd was $369, up 11.5% from the year before.

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$497,400 (+869.59%) Land $61,700 Building $435,700	$497,400 (+869.59%) Land $61,700 Building $435,700
2025	$369.00 (+11.48%)	$51,300 Land $51,300	$51,300 Land $51,300
2024	$331.00
2023		$42,200 Land $42,200
2022	$251.00		$42,200 Land $42,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1080 Eastham Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1080 Eastham Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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