1080 E Washington Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 1080 E Washington Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,781 sqft · built 1975
Lot Size	0.415 acres (18,090 sqft)
Owner	2 Individual Names on File
Last Sale	$755,000 (Oct 2023)
Tax Bill	$9,967 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`488-400-34-00`

Property Details

APN / Parcel Number

Primary APN	`488-400-34-00`
Alternative APN	`4884001700`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,781 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	18,090 sqft (0.415 acres)

Location & Zoning

Old Parcel Number	4884001700
Street Address	1080 E WASHINGTON AVE
City	EL CAJON
State	CA
Zip	92020-6665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-4300
Legal Description	LOT 88 (EX ST WID)W 60 FT OF E 327 FT OF TR 001536
Legal Subdivision	CHASE RANCHO SUB
Legal Tract	001536
Legal Block	1
Legal Lot Number	88
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	15706

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1080 E WASHINGTON AVE, EL CAJON, CA 92020-6665
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 8, 2022	Deed of Trust, Mortgage · Commercial Mortgage JWB LAW APC
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 9, 2017	Deed of Trust, Mortgage · FHA Mortgage ORION LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Prior Sale	Apr 29, 2014 · Amount on Record
Deed Document Number	2023300806
Record Updated	Sep 20, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 31, 2023
Property Address	1080 E WASHINGTON AVE, EL CAJON, CA 92020-6665
Document Number	0000300806
Map Reference	MAP 1536
Instrument Date	Sep 20, 2023
Instrument	2023-0300806
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1080 E WASHINGTON AVE, EL CAJON, CA 92020-6665

Mortgage

Document Number	0000300807
Date	Oct 31, 2023
Instrument	2023-0300807

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1080 E WASHINGTON AVE, EL CAJON, CA 92020-6665
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13104 WIMBERLY SQ 67, 67, SAN DIEGO, CA 92128-4097

Mortgage

Document Number	0000281237
Date	Jul 8, 2022
Instrument	2022-0281237

Lender

Name	JWB LAW APC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92101

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1080 E WASHINGTON AVE, EL CAJON, CA 92020-6665
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1080 E WASHINGTON AVE, EL CAJON, CA 92020-6665

Mortgage

Document Number	0000645067
Date	Sep 13, 2021
Instrument	2021-0645067

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Oct 1, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1080 E WASHINGTON AVE, EL CAJON, CA 92020-6665
Document Number	0000425446
Instrument Date	Sep 9, 2017
Transaction Type	Mortgage
Record Updated	Sep 21, 2017
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1080 E WASHINGTON AVE EL CAJON CA 920206665, EL CAJON, CA 92020-6665

Mortgage

Document Number	0000425446
Date	Sep 15, 2017
Instrument	425446

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$785,500 (+2%) Land $398,282 Building $387,218
2025	$9,967.00 (+72.29%) Homeowner's exemption	$770,099 (+84.11%) Land $390,473 Building $379,626
2023	$5,785.00 (+3.97%) Homeowner's exemption	$418,273 Land $212,082 Building $206,191
2022	$5,564.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: California Internet, Wyyerd Group.

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