1080 E Memorial Hwy, Harmony, NC 28634 Property Records

Iredell County property record for 1080 E Memorial Hwy, Harmony, NC 28634

Property Summary

Property Type	Residential Vacant Land
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$274,000 (Sep 2026)
Tax Bill	$154 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`4799-05-5320.000`

Property Details

APN / Parcel Number

Primary APN	`4799-05-5320.000`
Alternative APN	`80018111`

Exterior

Lot Area	43,560 sqft (1 acres)
Lot Width	200 ft Width

Location & Zoning

Account Number	80018111
Street Address	1080 E MEMORIAL HWY
City	HARMONY
State	NC
Zip	28634-9134
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RA
Legal Description	NC 901
Legal Subdivision	TURNERSBURG
Legal Block	5
Jurisdiction	IREDELL NC
Township / Civil Division	TURNERSBURG
Census Block Group	2
Census Block	2017
Census Tract	60802

Owner

Source: Iredell County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1080 E MEMORIAL HWY, HARMONY, NC 28634-9134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Apr 30, 2026	Warranty Deed, Transfer · Construction Mortgage NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2026 · Amount on Record
Deed Sale	Sep 9, 2026 · Amount on Record
Prior Sale	Apr 30, 2026 · Amount on Record
Deed Document Number	20268996
Deed Book / Page	3240 / 333
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Sep 9, 2026
Property Address	1080 E MEMORIAL HWY, HARMONY, NC 28634-9134
Document Number	0000008996
Book / Page	3240 / 333
Instrument Date	Sep 8, 2026
Instrument	20268996
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$55,348.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1080 E MEMORIAL HWY, HARMONY, NC 28634-9134

Mortgage

Document Number	0000008997,
Date	Sep 9, 2026
Instrument	20268997

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Apr 30, 2026
Property Address	1080 E MEMORIAL HWY, HARMONY, NC 28634-9134
Document Number	3211000225
Book / Page	3211 / 225
Instrument Date	Apr 30, 2026
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$9,393.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	3211000227,
Date	Apr 30, 2026
Book Page	3211/227

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Nov 1, 2026

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,250 (-) Land $26,250	$26,250 (-) Land $26,250
2025	$154.00 (+12.41%)	$26,250 (-) Land $26,250	$26,250 (-) Land $26,250
2024	$137.00 (+315.15%)	$26,250 (-) Land $26,250	$26,250 (-) Land $26,250
2023	$33.00 (-76.76%)	$26,250 (+15.38%) Land $26,250	$26,250 (+15.38%) Land $26,250
2022	$142.00	$22,750 Land $22,750	$22,750 Land $22,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IREDELL WATER CORPORATION private · serves 29,370 people · EPA ID NC0149025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Memorial Hwy

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