1080 Dunlap Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 1080 Dunlap Ave, Spring Hill, FL 34609

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.261 acres (11,353 sqft)
Owner	2 Individual Names on Record
Last Sale	$419,000 (Aug 2025)
Tax Bill	$1,340 (2025)
Deeds & Mortgages	Dec 2024 Construction Loan Aug 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5120-0785-0130`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5120-0785-0130`
Alternative APNs	`00520671` `520671`

Exterior

Lot Area	11,353 sqft (0.261 acres)
Lot Dimensions	140 ft deep x 81 ft wide

Location & Zoning

Account Number	00520671
Street Address	1080 DUNLAP AVE
City	SPRING HILL
State	FL
Zip	34609
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	SPRING HILL UNIT 12 BLK 785 LOT 13
Legal Subdivision	SPRING HILL UNIT 12
Legal Block	785
Legal Lot Number	13
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3030
Census Tract	40906

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1080 DUNLAP AVE, SPRING HILL, FL 34609-6622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2024	Deed of Trust, Mortgage · Construction Mortgage BRANNEN BANK
Aug 29, 2025	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 23, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 6, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Prior Sale	Jul 23, 2024 · Amount on Record
Deed Document Number	202560938
Deed Book / Page	4604 / 1040
Prior Transfer Date	Nov 20, 2023
Prior Transfer Doc	0043710066
Record Updated	Jun 8, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1080 DUNLAP AVE, SPRING HILL, FL 34609-6622
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10514 BEDFORD RD, SPRING HILL, FL 34608-4944

Mortgage

Document Number	0045021265
Date	Dec 17, 2024
Book Page	4502/1265
Instrument	2024077713

Lender

Name	BRANNEN BANK
Type	Bank
Address	INVERNESS, FL 34451

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	258 Months
Due	Jun 17, 2046

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 29, 2025
Property Address	1080 DUNLAP AVE, SPRING HILL, FL 34609-6622
Document Number	0046041040
Book / Page	4604 / 1040
Map Reference	MB 8 PG 74-83
Instrument Date	Aug 27, 2025
Instrument	2025060938
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	CHELSEA TITLE NATURE COAST, CHELSEA TTL OF NATURE COAST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,933.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10514 BEDFORD RD, SPRING HILL, FL 34608-4944

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1080 DUNLAP AVE, SPRING HILL, FL 34609-6622

Mortgage

Document Number	0046041041
Date	Aug 29, 2025
Instrument	4604/1041

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 23, 2024
Property Address	1080 DUNLAP AVE, SPRING HILL, FL 34609-6622
Document Number	0044491548
Book / Page	4449 / 1548
Map Reference	MB 8 PG 74
Instrument Date	Jul 16, 2024
Instrument	2024045100
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$371.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14023 GREGORY ST, SPRING HILL, FL 34609-6550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10514 BEDFORD RD, SPRING HILL, FL 34608-4944

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Dec 6, 2023
Property Address	1080 DUNLAP AVE, SPRING HILL, FL 34609-6622
Document Number	0043710066
Book / Page	4371 / 66
Map Reference	MB 8 PG 74-83
Instrument Date	Nov 20, 2023
Instrument	2023076884
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14023 GREGORY ST, SPRING HILL, FL 34609-6550

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	14023 GREGORY ST, SPRING HILL, FL 34609-6550

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,340.00 (+237.53%)	$45,412 (+182.24%) Land $45,412	$45,412 (+12.68%) Land $45,412
2023		$16,090 (-51.96%)
2022	$397.00	$33,491 Land $33,491	$40,303 Land $40,303

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Tillman Fiber.

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