1080 Balour Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 1080 Balour Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,584 sqft · built 1960
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,410,000 (Apr 2021)
Tax Bill	$17,213 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`259-271-38-00`

Property Details

APN / Parcel Number

Primary APN	`259-271-38-00`
Alternative APN	`2592903800`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	2592903800
Street Address	1080 BALOUR DR
City	ENCINITAS
State	CA
Zip	92024-3910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	BLK N LOT 15 N 1/2 OF TR 002138
Legal Subdivision	AVOCADO ACRES
Legal Tract	002138
Legal Block	N
Legal Lot Number	15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	17502

Owner

1080 Balour Dr is owned and occupied by two individuals who bought it in April 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1080 BALOUR DR, ENCINITAS, CA 92024-3910
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Grant Deed, Transfer · Conventional Mortgage MISSION FCU
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Apr 3, 2019	Grant Deed, Transfer · Line of Credit MUFG UNION BANK NA
Dec 3, 2018	Grant Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP
Oct 2, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2021 · Amount on File
Deed Sale	Apr 29, 2021 · Amount on File
Prior Sale	Apr 3, 2019 · Amount on File
Deed Document Number	2021332528
Prior Transfer Date	Feb 8, 2013
Prior Transfer Doc	0000109784
Record Updated	Oct 29, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 29, 2021
Property Address	1080 BALOUR DR, ENCINITAS, CA 92024-3910
Document Number	0000332528
Map Reference	MAP 2138
Instrument Date	Apr 15, 2021
Instrument	2021-0332528
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1080 BALOUR DR, ENCINITAS, CA 92024-3910

Mortgage

Document Number	0000332529
Date	Apr 29, 2021
Instrument	2021-0332529

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1080 BALOUR DR, ENCINITAS, CA 92024-3910
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1080 BALOUR DR, ENCINITAS, CA 92024-3910

Mortgage

Document Number	0000618893
Date	Oct 13, 2020
Instrument	2020-0618893

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.85%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 3, 2019
Property Address	1080 BALOUR DR, ENCINITAS, CA 92024-3910
Document Number	0000119103
Map Reference	MAP 2138
Instrument Date	Mar 12, 2019
Instrument	2019-0119103
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1080 BALOUR DR, ENCINITAS, CA 92024-3910

Mortgage

Document Number	0000119105
Date	Apr 3, 2019
Instrument	2019-0119105

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 3, 2018
Property Address	1080 BALOUR DR, ENCINITAS, CA 92024-3910
Document Number	0000497867
Map Reference	MAP 2138
Instrument Date	Nov 27, 2018
Instrument	2018-0497867
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7770 REGENTS RD STE 113, 113, SAN DIEGO, CA 92122-1967
Investor	Possibly a Property Investor

Mortgage

Document Number	0000497868
Date	Dec 3, 2018
Instrument	2018-0497868

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 2, 2018
Property Address	1080 BALOUR DR, ENCINITAS, CA 92024-3910
Document Number	0000409059
Instrument Date	Sep 26, 2018
Instrument	409059
Transaction Type	Transfer
Record Updated	Oct 10, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1080 BALOUR DR ENCINITAS CA 920243910, ENCINITAS, CA 92024-3910

Tax Assessment & Valuation

The 2025 property tax bill for 1080 Balour Dr was $17,213.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,556,751 (+2%) Land $1,380,100 Building $176,651
2025	$17,213.00	$1,526,228 Land $1,353,040 Building $173,188
2023	$16,075.00 (+1.56%)	$1,466,964 Land $1,300,500 Building $166,464
2022	$15,828.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1080 Balour Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1080 Balour Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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