1080 5th St, Okeechobee, FL 34974 Property Records

Glades County property record for 1080 5th St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 992 sqft · built 1977
Lot Size	0.148 acres (6,490 sqft)
Owner	2 Individual Names on File
Last Sale	$57,000 (Jul 1997)
Tax Bill	$717 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone X (reduced by levee)
APN	`S36-38-34-002-000E-0070`

Property Details

APN / Parcel Number

Primary APN	`S36-38-34-002-000E-0070`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	992 sqft Heated Area
Gross Area	1,785 sqft
Interior Walls	Plywood

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1982
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,490 sqft (0.148 acres)
Lot Dimensions	100 ft deep x 65 ft wide
Garage Type	Finished
Porch	Open Porch
Porch Area	1,374 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1080 5TH ST
City	OKEECHOBEE
State	FL
Zip	34974-0454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK E LOT 7 3RD ADD TO BUCKHEAD RIDGE SUB GC PB 3 PG 25
Legal Range	34E
Legal Township	38S
Legal Section	25
Legal Subdivision	ADD TO BUCKHEAD RIDGE SUB
Legal Block	E
Legal Lot Number	3,7
Jurisdiction	GLADES FL
Township / Civil Division	NORTHEAST GLADES
Census Block Group	2
Census Block	2012
Census Tract	100

Owner

Source: Glades County records · APN S36-38-34-002-000E-0070

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 681, OKEECHOBEE, FL 34973-0681
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 07, 1997 · Amount on Record
Deed Sale	Jul 07, 1997 · Amount on Record
Deed Document Number	0000168335
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLADES FL
Property Address	1080 5TH ST, OKEECHOBEE, FL 34974-0454
Transaction Type	Mortgage
Record Updated	Oct 06, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 681, OKEECHOBEE, FL 34973-0681

Mortgage

Document Number	0022002691
Date	Aug 25, 2022
Book Page	386/472
Instrument	202222002691

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 03, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Glades County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Glades County
Unified School District	Glades County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$717.00 (+5.91%) Homeowner's exemption	$81,814 (+2.9%)	$164,376 (+9.21%) Land $55,526 Building $108,850
2024	$677.00 (+5.29%) Homeowner's exemption	$79,508 (+3%)	$150,518 (+4.84%) Land $48,068 Building $102,450
2023	$643.00 (+6.28%) Homeowner's exemption	$77,192 (+3%)	$143,571 (+10.12%) Land $40,885 Building $102,686
2022	$605.00 Homeowner's exemption	$74,944	$130,381 Land $38,961 Building $91,420

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	17 (2004–2012)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Aug 2012 · Hurricane Isaac
Claims by Event	Hurricane Isaac, Aug 2012 · 3 claims Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Wilma, Oct 2005 · 3 claims

Wildfire

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile USA.

Based on FCC filings for 342 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.