Hays County property record for 108 Zapalac, Kyle, TX 78640
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,154 sqft · built 2005 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $5,942 (2024) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11655000WW004002 |
| Primary APN | 11655000WW004002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,154 sqft Living Area |
| Upper Floors Area | 647 sqft |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Concrete |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | R116462 |
|---|---|
| Old Parcel Number | 11655000WW004002 |
| Street Address | 108 ZAPALAC |
| City | KYLE |
| State | TX |
| Zip | 78640-5786 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLUM CREEK PHASE 1 SEC 2H, BLOCK WW, LOT 4, ACRES 0.2100 TAX CODES:PCC,RSP,SHA,WEU,WPC,ACCD,EHA |
| Legal Subdivision | PLUM CREEK PHASE 1 SEC 2H |
| Legal Phase | 1 |
| Legal Block | WW |
| Legal Lot Number | 4 |
| Jurisdiction | HAYS TX |
| Township / Civil Division | KYLE-BUDA |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 10909 |
The current owner of 108 Zapalac acquired it in November 2014.
Source: Hays County records, as of October 15, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 108 ZAPALAC, KYLE, TX 78640-5786 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2014 |
| Deed Sale | Nov 21, 2014 |
| Prior Sale | Nov 28, 2005 |
| Deed Document Number | 2014-14034338 |
| Deed Book / Page | 5073 / 224 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Property Address | 108 ZAPALAC, KYLE, TX 78640-5786 |
| Document Number | 0000022779 |
| Instrument Date | May 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2020 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 108 ZAPALAC KYLE TX 786405786, KYLE, TX 78640-5786 |
| Document Number | 0000022779 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 22779 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jun 10, 2040 |
Source: Hays County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hays County |
| Municipality | Kyle City |
| Unified School District | Hays Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $338,720 Land $70,800 Building $267,920 | $338,720 Land $70,800 Building $267,920 | |
| 2024 | $5,942.00 | ||
| 2023 | $321,424 Land $88,500 Building $280,270 | $368,770 Land $88,500 Building $280,270 | |
| 2018 | $5,982.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Zapalac in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Zapalac is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KYLE serves 52,000 people · EPA ID TX1050002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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