Currituck County property record for 108 Young Rider Ln, Grandy, NC 27939
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,938 sqft · built 2003 |
| Lot Size | 10 acres (438,214 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Aug 2018) |
| Tax Bill | $2,572 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9921-21-7055 |
| Primary APN | 9921-21-7055 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,938 sqft Total Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 438,214 sqft (10 acres) |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Quonset Hut | 2,288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000148591 |
|---|---|
| Street Address | 108 YOUNG RIDER LN |
| City | GRANDY |
| State | NC |
| Zip | 27939-9640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | BETSY DOWDY FARMS LOT 10 |
| Legal Subdivision | BETSY DOWDY FARMS |
| Legal Lot Number | 10 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | POPLAR BRANCH |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 110404 |
108 Young Rider Ln is owned and occupied by an individual who bought it in August 2018.
Source: Currituck County records, as of April 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 YOUNG RIDER LN, GRANDY, NC 27939-9640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2021 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 31, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 10, 2018 | Warranty Deed, Transfer · VA Mortgage TOWNE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2018 · Amount on File |
| Deed Sale | Aug 10, 2018 · Amount on File |
| Prior Sale | Apr 27, 2001 · Amount on File |
| Deed Document Number | 2018337807 |
| Deed Book / Page | 1454 / 434 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 108 YOUNG RIDER LN, GRANDY, NC 27939-9640 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0015970304 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 1597/304 |
| Instrument | 360517 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 108 YOUNG RIDER LN, GRANDY, NC 27939-9640 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0015190143 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 1519/143 |
| Instrument | 348853 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Aug 10, 2018 |
| Property Address | 108 YOUNG RIDER LN, GRANDY, NC 27939-9640 |
| Document Number | 0014540434 |
| Book / Page | 1454 / 434 |
| Map Reference | CAB F SL255 |
| Instrument Date | Aug 7, 2018 |
| Instrument | 337807 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 138 STEPPING STONE RD, 138, CONFLUENCE, PA 15424-2314 |
| Name | Verified Name |
|---|---|
| Address | 108 YOUNG RIDER LN, GRANDY, NC 27939-9640 |
| Document Number | 337808 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | 337808 |
| Name | TOWNE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 108 Young Rider Ln was $2,572, up 0.3% from the year before.
Source: Currituck County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,572.00 (+0.31%) | $369,900 (-) Land $104,300 Building $265,600 | |
| 2024 | $2,564.00 (+9.95%) | $369,900 (-) Land $104,300 Building $265,600 | |
| 2023 | $2,332.00 (+19.53%) | $369,900 (-) Land $104,300 Building $265,600 | $369,900 (-) Land $104,300 Building $265,600 |
| 2022 | $1,951.00 | $369,900 Land $104,300 Building $265,600 | $369,900 (-) Land $104,300 Building $265,600 |
| 2021 | $369,900 Land $104,300 Building $265,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Young Rider Ln in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 135 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 135 in force |
| Nearby Flood Claims | 11 (2011–2019) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Young Rider Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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