108 Woodruff Ct, Mobile, AL 36608 Property Records

Mobile County property record for 108 Woodruff Ct, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,948 sqft · built 1996
Lot Size	0.123 acres (5,385 sqft)
Owner	Individual Name on Record
Last Sale	$172,500 (May 2013)
Tax Bill	$1,399 (2025)
Deeds & Mortgages	Jul 2022 Construction Loan May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022804202000017023`

Property Details

APN / Parcel Number

Primary APN	`R022804202000017023`
Alternative APNs	`28 04 20 2 000 017.023` `02584849` `2584849`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,948 sqft Living Area
1st Floor Area	1,948 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2003
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,385 sqft (0.123 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	338 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2584849
Street Address	108 WOODRUFF CT
City	MOBILE
State	AL
Zip	36608-4494
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 COBBLESTONE PHASE VII MBK 64 PG 9 #SEC 20 T4S R2W
Legal Range	04S
Legal Township	04S
Legal Section	20
Legal Subdivision	COBBLESTONE PHASE VII
Legal Phase	61
Legal Lot Number	23
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1004
Census Tract	3607

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 WOODRUFF CT, MOBILE, AL 36608-4494
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Construction Mortgage REGIONS BANK
May 21, 2018	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jan 25, 2018	Warranty Deed, Transfer · Conventional with PMI REGIONS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2013 · Amount on Record
Deed Sale	May 2, 2013 · Amount on Record
Deed Document Number	201326407
Deed Book / Page	7021 / 919
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	108 WOODRUFF CT, MOBILE, AL 36608-4494
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 WOODRUFF CT, MOBILE, AL 36608-4494

Mortgage

Document Number	0000045929
Date	Jul 7, 2022
Instrument	2022045929

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2042

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	108 WOODRUFF CT, MOBILE, AL 36608-4494
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027987
Date	May 21, 2018
Book Page	7637/1601
Instrument	2018027987

Lender

Name	REGIONS BANK
Type	Bank
Address	MOBILE, AL 36695

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jan 25, 2018
Property Address	108 WOODRUFF CT, MOBILE, AL 36608-4494
Document Number	0000004219
Book / Page	007597 / 001601
Instrument Date	Jan 23, 2018
Instrument	4219
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	SECURITY LAND TITLE INC, SURETY LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 WOODRUFF CT MOBILE AL 366084494, MOBILE, AL 36608-4494

Mortgage

Document Number	4220
Date	Jan 25, 2018
Book Page	007597/001605
Instrument	4220

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2048

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,399.00 (+6.15%) Homeowner's exemption Senior Citizen's exemption	$25,080 (+6%) Land $3,230 Building $21,850	$250,800 (+6%) Land $32,300 Building $218,500
2024	$1,318.00 (+14.11%) Homeowner's exemption Senior Citizen's exemption	$23,660 (+13.75%) Land $3,230 Building $20,430	$236,600 (+13.75%) Land $32,300 Building $204,300
2023	$1,155.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$20,800 Land $3,190 Building $17,610	$208,000 Land $31,900 Building $176,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	15 (1978–2019)
Claims Outside the SFHA	11 of 15
Most Recent Claim	Apr 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mediacom Xtream.

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