Richland County property record for 108 Windwood Dr, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,623 sqft · built 1979 |
| Lot Size | 0.37 acres (16,146 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $223,000 (Oct 2024) |
| Tax Bill | $2,234 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 25908-07-06 |
| Primary APN | 25908-07-06 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,623 sqft Heated Area |
| Gross Area | 2,388 sqft |
| 1st Floor Area | 1,623 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,146 sqft (0.37 acres) |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 00873834 |
|---|---|
| Street Address | 108 WINDWOOD DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-9340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | LOT 9 BLK M 120X151.8X94.3X150.1 #SU BRIARCLIFFE ESTATES I-B #PR 55-6351 X-4915/4915A |
| Legal Subdivision | BRIARCLIFFE |
| Legal Block | M |
| Legal Lot Number | 9 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 11425 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 WINDWOOD DR, ELGIN, SC 29045-9340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2022 | Deed of Trust, Mortgage · Commercial Mortgage OPTUS BANK |
| Jul 1, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2024 · Amount on Record |
| Deed Sale | Oct 25, 2024 · Amount on Record |
| Prior Sale | Jul 1, 2021 · Amount on Record |
| Deed Document Number | 202447797 |
| Deed Book / Page | 2967 / 194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 108 WINDWOOD DR, ELGIN, SC 29045-9340 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2321 CUNNINGHAM RD, COLUMBIA, SC 29210-6159 |
| Document Number | 0027910206 |
|---|---|
| Date | Oct 26, 2022 |
| Book Page | 2791/206 |
| Instrument | 2022059811 |
| Name | OPTUS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29201 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 21, 2027 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 1, 2021 |
| Property Address | 108 WINDWOOD DR, ELGIN, SC 29045-9340 |
| Document Number | 0026371985 |
| Book / Page | 2637 / 1985 |
| Map Reference | MB X PG 4915&4915-A |
| Instrument Date | Jun 18, 2021 |
| Instrument | 2021043151 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $481.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2321 CUNNINGHAM RD, COLUMBIA, SC 29210-6159 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,234.00 (-52.15%) | $5,200 (-) | $223,000 (+71.54%) Land $30,000 Building $193,000 |
| 2023 | $4,669.00 (+418.2%) | $5,200 (+9.24%) | $130,000 (+0.54%) |
| 2021 | $901.00 | $4,760 | $129,300 Land $20,300 Building $109,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.2% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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