Monroe County and Ogden Town property record for 108 Windmill Trl, Rochester, NY 14624
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,717 sqft · built 1989 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Dec 2018) |
| Tax Bill | $8,931 (2026) |
| Deeds & Mortgages | Oct 2023 Line of Credit Jul 2020 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | COM-0010362 |
| Primary APN | COM-0010362 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,717 sqft Living Area |
| 1st Floor Area | 1,026 sqft |
| 2nd Floor Area | 691 sqft |
| Basement Area | 435 sqft |
| Finished Basement | 435 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 53,579 sqft (1.23 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 48 sqft |
| Patio Area | 640 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | COM-0010362 |
|---|---|
| Street Address | 108 WINDMILL TRL |
| City | ROCHESTER |
| State | NY |
| Zip | 14624-2457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | T3 R1 LOT 322, COUNTRYSHIRE SUB SECT 3, 257-61 |
| Legal Subdivision | MAP OF COUNTRY SHIRE ESTATES SUBDIVISION |
| Legal Block | 5 |
| Legal Lot Number | 81.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | OGDEN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 14905 |
108 Windmill Trl is owned and occupied by two individuals who bought it in December 2018.
Source: Monroe County and Ogden Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 WINDMILL TRL, ROCHESTER, NY 14624-2457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2023 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Jul 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ESL FCU |
| Jul 8, 2020 | Loan Modification, Mortgage · Conventional with PMI ESL FCU |
| Dec 6, 2018 | Warranty Deed, Transfer · Conventional Mortgage ESL FCU |
| Nov 15, 2017 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2018 · Amount on File |
| Deed Sale | Dec 6, 2018 · Amount on File |
| Prior Sale | Sep 11, 1998 · Amount on File |
| Deed Document Number | 2018268 |
| Deed Book / Page | 12119 / 115 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 108 WINDMILL TRL, ROCHESTER, NY 14624-2457 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE INS CO UPSTATE |
| Name | Verified Name |
|---|
| Document Number | 0000000083 |
|---|---|
| Date | Oct 10, 2023 |
| Book Page | 30462/634 |
| Instrument | 202310100083 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 108 WINDMILL TRL, ROCHESTER, NY 14624-2457 |
| Document Number | 0000000016 |
| Instrument Date | Jul 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | CHICAGO TITLE ROCHESTER |
| Name | Verified Name |
|---|---|
| Address | 108 WINDMILL TRL ROCHESTER NY 146242457, ROCHESTER, NY 14624-2457 |
| Document Number | 0000000016 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 028618/000585 |
| Instrument | 16 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 15, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 108 WINDMILL TRL, ROCHESTER, NY 14624-2457 |
| Document Number | 0000000017 |
| Instrument Date | Jul 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | CHICAGO TITLE ROCHESTER |
| Name | Verified Name |
|---|---|
| Address | 108 WINDMILL TRL ROCHESTER NY 146242457, ROCHESTER, NY 14624-2457 |
| Document Number | 0000000017 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 028618/000597 |
| Instrument | 17 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 15, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Dec 6, 2018 |
| Property Address | 108 WINDMILL TRL, ROCHESTER, NY 14624-2457 |
| Document Number | 0000000268 |
| Book / Page | 12119 / 115 |
| Map Reference | LB 257 PG 61 |
| Instrument Date | Nov 28, 2018 |
| Instrument | 201812060268 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 WINDMILL TRL, 108, ROCHESTER, NY 14624-2457 |
| Name | Verified Name |
|---|---|
| Address | 108 WINDMILL TRL, ROCHESTER, NY 14624-2457 |
| Document Number | 0000000269 |
|---|---|
| Date | Dec 6, 2018 |
| Instrument | 201812060269 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 108 WINDMILL TRL, ROCHESTER, NY 14624-2457 |
| Document Number | 0000000947 |
| Book / Page | 027411 / 000400 |
| Instrument Date | Nov 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2017 |
| Name | Verified Name |
|---|---|
| Address | 108 WINDMILL TRL ROCHESTER NY 146242457, ROCHESTER, NY 14624-2457 |
| Document Number | 0000000947 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 027411/000400 |
| Instrument | 947 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604-2424 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 108 Windmill Trl was $8,931, down 0.4% from the year before.
Source: Monroe County and Ogden Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Ogden Town |
| Unified School District | Churchville-Chili Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,931.00 (-0.37%) | ||
| 2025 | $8,964.00 | $341,400 Land $42,600 Building $298,800 | $344,800 Land $43,024 Building $301,776 |
| 2023 | $210,000 (-) Land $42,100 Building $167,900 | $304,300 (+18.82%) Land $61,005 Building $243,295 | |
| 2022 | $210,000 Land $42,100 Building $167,900 | $256,100 Land $51,342 Building $204,758 | |
| 2021 | $7,941.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Windmill Trl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Windmill Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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