108 Windjammer Rd, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 108 Windjammer Rd, Ocean Pines, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,728 sqft · built 1980
Lot Size	0.224 acres (9,750 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Apr 2018)
Tax Bill	$2,559 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-090221`

Property Details

APN / Parcel Number

Primary APN	`03-090221`
Alternative APN	`090221`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,728 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,750 sqft (0.224 acres)
Porch	Slab
Porch Area	468 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	090221
Street Address	108 WINDJAMMER RD
City	BERLIN
State	MD
Zip	21811-1830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT B-06-266 9750 SQ FT WINDJAMMER RD PL OCEAN PINES SEC 6
Legal Subdivision	OCEAN PINES SEC 06
Legal Lot Number	266
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	3
Census Block	3008
Census Tract	950600

Owner

Source: Worcester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	632 LOCHERN TER, BEL AIR, MD 21015-5750
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Commercial Mortgage POINT BREEZE CU
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Nov 25, 2019	Deed of Trust, Mortgage · Conventional with PMI PARAMOUNT RESID'L MTG
Apr 27, 2018	Grant Deed, Transfer MARYLAND TITLE SERVICES CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2018 · Amount on Record
Deed Sale	Apr 27, 2018 · Amount on Record
Prior Sale	Oct 8, 1999
Deed Book / Page	7201 / 216
Transfer Doc	0000319728
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	108 WINDJAMMER RD, OCEAN PINES, MD 21811-1830
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086580465
Date	Oct 26, 2023
Book Page	8658/465

Lender

Name	POINT BREEZE CU
Type	Credit Union
Address	HUNT VALLEY, MD 21031

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 17, 2033

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	108 WINDJAMMER RD, OCEAN PINES, MD 21811-1830
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080750156
Date	Jun 3, 2021
Book Page	8075/156

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	108 WINDJAMMER RD, OCEAN PINES, MD 21811-1830
Document Number	0075470261
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	MARYLAND TITLE SERVICES CORPORATION, MARYLAND TITLE SVC CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 WINDJAMMER RD BERLIN MD 218111830, BERLIN, MD 21811-1830

Mortgage

Document Number	0075470261
Date	Dec 4, 2019
Book Page	007547/000261

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Apr 27, 2018
Property Address	108 WINDJAMMER RD, OCEAN PINES, MD 21811-1830
Document Number	0072010216
Book / Page	007201 / 000216
Instrument Date	Apr 20, 2018
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	MARYLAND TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 LOCHERB TER BEL AIR MD 21015, BEL AIR, MD 21015

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of July 31, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,467 (+34.51%)	$339,700 (+38.09%) Land $93,500 Building $246,200
2025	$2,559.00 (+16.64%)
2023	$2,194.00	$229,333	$246,000 Land $82,200 Building $163,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 193 individual policies
Nearby Flood Policies	213 units insured incl. 20 condo units
Nearby Flood Claims	36 (1984–2019)
Claims Outside the SFHA	14 of 36
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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