108 William Cir, Cloverdale, CA 95425 Property Records

Sonoma County property record for 108 William Cir, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,860 sqft · built 1990
Lot Size	0.114 acres (4,950 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Oct 2016)
Tax Bill	$6,536 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`116-380-056-000`

Property Details

APN / Parcel Number

Primary APN	`116-380-056-000`
Alternative APN	`116-380-056`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,860 sqft Living Area
1st Floor Area	1,073 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	4,950 sqft (0.114 acres)
Garage Area	447 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	116-380-056
Street Address	108 WILLIAM CIR
City	CLOVERDALE
State	CA
Zip	95425-4420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYCL
Legal Description	LOT 24 RANCHO DE AMIGOS UN 4
Legal Subdivision	RANCHO DE AMIGOS UNIT 4 PHASE 2
Legal Block	4
Legal Lot Number	24
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	4
Census Block	4041
Census Tract	154202

Owner

108 William Cir is owned and occupied by two individuals who bought it in October 2016.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 WILLIAM CIR, CLOVERDALE, CA 95425-4420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Line of Credit REDWOOD CU
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 18, 2020	Deed of Trust, Mortgage · Line of Credit REDWOOD CU
Dec 11, 2017	Deed of Trust, Mortgage · Line of Credit REDWOOD CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2016 · Amount on File
Deed Sale	Oct 28, 2016 · Amount on File
Prior Sale	Dec 7, 2000 · Amount on File
Deed Document Number	2016100372
Prior Transfer Date	Jan 18, 2006
Prior Transfer Doc	0000008532
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	108 WILLIAM CIR, CLOVERDALE, CA 95425-4420
Transaction Type	Mortgage
Record Updated	Mar 3, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 WILLIAM CIR, CLOVERDALE, CA 95425-4420

Mortgage

Document Number	0000011659
Date	Feb 16, 2022
Instrument	2022011659

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Mar 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	108 WILLIAM CIR, CLOVERDALE, CA 95425-4420
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 WILLIAM CIR, CLOVERDALE, CA 95425-4420

Mortgage

Document Number	0000023103
Date	Feb 26, 2021
Instrument	2021023103

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	108 WILLIAM CIR, CLOVERDALE, CA 95425-4420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 WILLIAM CIR, CLOVERDALE, CA 95425-4420

Mortgage

Document Number	0000070571
Date	Aug 18, 2020
Instrument	2020070571

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	108 WILLIAM CIR, CLOVERDALE, CA 95425-4420
Document Number	0000096838
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	108 WILLIAM CIR CLOVERDALE CA 954254420, CLOVERDALE, CA 95425-4420

Mortgage

Document Number	0000096838
Date	Dec 15, 2017
Instrument	96838

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 14, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 108 William Cir was $6,536.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cloverdale City
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$532,702 (+2%) Land $213,080 Building $319,622
2025	$6,536.00	$522,257 Land $208,902 Building $313,355
2023	$6,464.00 (+1.83%)	$501,979 Land $200,791 Building $301,188
2022	$6,348.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 108 William Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 William Cir is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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