Highlands County property record for 108 White Pine Dr, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,046 sqft · built 2005 |
| Lot Size | 0.215 acres (9,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $15,500 (Feb 2004) |
| Tax Bill | $3,224 (2024) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C-23-34-28-050-0020-0140 |
| Primary APN | C-23-34-28-050-0020-0140 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,046 sqft Living Area |
| 1st Floor Area | 1,677 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,375 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Type | Finished |
| Garage Area | 436 sqft |
| Driveway | Driveway |
| Driveway Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 357 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 108 WHITE PINE DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-3344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WHISPERING PINES PB 5-PG 78 LOT 14 BLK 2 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 23 |
| Legal Subdivision | WHISPERING PINES |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 960601 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4450 SW 143RD AVE, MIRAMAR, FL 33027-3060 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2004 · Amount on Record |
| Deed Sale | Feb 16, 2004 · Amount on Record |
| Deed Document Number | 0001737688 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 108 WHITE PINE DR, SEBRING, FL 33872-3344 |
| Document Number | 0001973998 |
| Instrument Date | Jan 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4450 SW 143RD AVE MIRAMAR FL 330273060, MIRAMAR, FL 33027-3060 |
| Document Number | 0001973998 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 002736/001316 |
| Instrument | 1973998 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 3, 2050 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $228,385 (+3.61%) Land $18,750 Building $209,635 | $228,385 (+3.61%) Land $18,750 Building $209,635 | |
| 2024 | $3,224.00 (+5.67%) | ||
| 2023 | $3,051.00 (+9.87%) | $220,429 (+18.9%) Land $7,500 Building $212,929 | $220,429 (+18.9%) Land $7,500 Building $212,929 |
| 2022 | $2,777.00 | $185,387 Land $5,625 Building $179,762 | $185,387 Land $5,625 Building $179,762 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1998–2022) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile, Verizon.
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