108 Whistle Stop Ln, Smithfield, NC 27577 Property Records

Johnston County property record for 108 Whistle Stop Ln, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,405 sqft · built 2018
Lot Size	1.97 acres (85,813 sqft)
Owner	2 Individual Names on Record
Last Sale	$178,000 (Mar 2019)
Tax Bill	$1,850 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04N13028M`

Property Details

APN / Parcel Number

Primary APN	`04N13028M`
Alternative APN	`2000217244`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,405 sqft Living Area
Gross Area	2,228 sqft
1st Floor Area	1,406 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	85,813 sqft (1.97 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	68 sqft
Deck Area	130 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000217244
Street Address	108 WHISTLE STOP LN
City	SMITHFIELD
State	NC
Zip	27577-8963
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 9 GARDNERS PLACE PH 1 88/17
Legal Subdivision	GARDERS PLACE SUBDIVISION
Legal Phase	1
Legal Lot Number	9
Jurisdiction	JOHNSTON NC
Township / Civil Division	BOON HILL
Census Block Group	5
Census Block	5007
Census Tract	40501

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 WHISTLE STOP LN, SMITHFIELD, NC 27577-8963
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Mar 13, 2019	Warranty Deed, Transfer · Conventional Mortgage KS BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2019 · Amount on Record
Deed Sale	Mar 13, 2019 · Amount on Record
Prior Sale	Nov 2, 2018 · Amount on Record
Deed Document Number	2019604427
Deed Book / Page	5308 / 795
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	108 WHISTLE STOP LN, SMITHFIELD, NC 27577-8963
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000770231
Date	Sep 13, 2021
Book Page	6046/109
Instrument	2021770231

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Mar 13, 2019
Property Address	108 WHISTLE STOP LN, SMITHFIELD, NC 27577-8963
Document Number	0000604427
Book / Page	5308 / 0795
Map Reference	MB 87 PG 406&407
Instrument Date	Mar 13, 2019
Instrument	2019604427
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$356.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1569 RAINS CROSSROADS RD, 1569, PRINCETON, NC 27569-7714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 WHITLEY DR STOP LANE, LANE, SMITHFIELD, NC 27577-3242

Mortgage

Document Number	0000604428
Date	Mar 13, 2019
Instrument	2019604428

Lender

Name	KS BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,850.00 (+28.56%)	$296,070 (+66.56%) Land $45,000 Building $251,070	$296,070 (+66.56%) Land $45,000 Building $251,070
2023	$1,439.00	$177,760 Land $30,000 Building $147,760	$177,760 Land $30,000 Building $147,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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