McDonald County property record for 108 Whispering Cedar Ln, Stella, MO 64867
| Property Type | Single Family Home |
|---|---|
| Details | 2,292 sqft · built 2015 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,419 (2025) |
| Deeds & Mortgages | Jun 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-5.0-15-000-000-022.005 |
| Primary APN | 10-5.0-15-000-000-022.005 |
|---|
| Building Area | 2,292 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 1,395 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick/Stone |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 108 WHISPERING CEDAR LN |
|---|---|
| City | STELLA |
| State | MO |
| Zip | 64867 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLK 1 WHISPERING CEDAR RANCH |
| Legal Range | 31W |
| Legal Township | 22N |
| Legal Section | 15 |
| Legal Subdivision | WHISPERING CEDAR RANCH |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | MCDONALD MO |
| Township / Civil Division | CENTER |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 70101 |
108 Whispering Cedar Ln is owner-occupied and held in a trust since March 2025.
Source: McDonald County records, as of September 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 108 WHISPERING CEDAR LN, STELLA, MO 64867 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 20, 2025 |
| Transfer Doc | 02025/1476 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCDONALD MO |
| Recording Date | Jun 3, 2025 |
| Property Address | 108 WHISPERING CEDAR LN, STELLA, MO 64867 |
| Document Number | 02025/1476 |
| Book / Page | 2025 / 1476 |
| Instrument Date | Mar 20, 2025 |
| Instrument | 202501561 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1700 WOODHAVEN LN, PRYOR, OK 74361-8079 |
The 2025 property tax bill for 108 Whispering Cedar Ln was $1,419, up 8.7% from the year before.
Source: McDonald County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | McDonald County |
| Unified School District | McDonald County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,260 (-) | $175,050 (-) Land $11,970 Building $163,080 | |
| 2025 | $1,419.00 (+8.74%) | $33,260 | $175,050 Land $11,970 Building $163,080 |
| 2024 | $1,305.00 (+0.15%) | ||
| 2023 | $1,303.00 | $30,670 | $161,440 Land $11,400 Building $150,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Whispering Cedar Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 15, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Whispering Cedar Ln is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 82% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Le-Ru Telephone Company DSL | 50 / 3 |
4G LTE (outdoors only), no 5G reported
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