108 Westridge Rd, Elgin, SC 29045 Property Records

Richland County property record for 108 Westridge Rd, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,073 sqft · built 1991
Lot Size	0.295 acres (12,882 sqft)
Owner	2 Individual Names on File
Last Sale	$91,492 (Mar 2025)
Tax Bill	$1,263 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26005-15-07`

Property Details

APN / Parcel Number

Primary APN	`26005-15-07`
Alternative APNs	`R26005-15-07` `01314465`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,073 sqft Heated Area
Gross Area	1,747 sqft
1st Floor Area	1,073 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,882 sqft (0.295 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Patio Area	222 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	01314465
Street Address	108 WESTRIDGE RD
City	ELGIN
State	SC
Zip	29045-8787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	LOT 7 BLK VV 80X150X80X150 #SU BRIARCLIFFE ESTATES #SU PHASE 3 SECTION B
Legal Subdivision	BRIARCLIFFE
Legal Phase	3
Legal Block	55
Legal Lot Number	7
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	1
Census Block	1000
Census Tract	11424

Owner

108 Westridge Rd is owned and occupied by two individuals who bought it in March 2025.

Source: Richland County records, as of July 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 WESTRIDGE RD, ELGIN, SC 29045-8787
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2025 · Amount on File
Deed Sale	Mar 5, 2025 · Amount on File
Prior Sale	Nov 7, 2003 · Amount on File
Deed Document Number	20259547
Deed Book / Page	2999 / 1186
Prior Transfer Date	Jul 9, 2001
Prior Transfer Doc	0543/1850
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Recording Date	Jul 14, 2026
Property Address	108 WESTRIDGE RD, ELGIN, SC 29045-8787
Document Number	0000034727
Book / Page	3147 / 840
Instrument Date	Jul 13, 2026
Instrument	202634727
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 CRESCENT CORNER DR, ELGIN, SC 29045-8576

Mortgage

Document Number	0000034727,
Date	Jul 14, 2026
Book Page	3147/840
Instrument	202634727

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 108 Westridge Rd was $1,263.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,263.00	$3,656 (-96.52%)	$177,900 (-) Land $30,000 Building $147,900
2024		$105,100 (+2,774.73%)	$177,900 (+94.64%) Land $30,000 Building $147,900
2023	$1,117.00	$3,656	$91,400
2021	$1,090.00	$3,660	$98,900 Land $20,300 Building $78,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 Westridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Westridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20