108 Westminster Pl, Williamsburg, VA 23188 Property Records

York County property record for 108 Westminster Pl, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,994 sqft · built 1987
Lot Size	1.38 acres (60,113 sqft)
Owner	Company Name on Record
Last Sale	$420,000 (Sep 2021)
Tax Bill	$4,067 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jan 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`D21C-0439-1380`

Property Details

APN / Parcel Number

Primary APN	`D21C-0439-1380`
Alternative APNs	`10000571` `606`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,994 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	60,113 sqft (1.38 acres)
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Porch	Screened Porch
Porch Area	180 sqft
Deck Area	153 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	10000571
Street Address	108 WESTMINSTER PL
City	WILLIAMSBURG
State	VA
Zip	23188-1839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL RESI
Legal Description	BANBURY CROSS SEC 4 LOT 21
Legal Subdivision	BANBURY CROSS
Legal Lot Number	21
Jurisdiction	YORK VA
Township / Civil Division	1
Census Block Group	1
Census Block	1024
Census Tract	51000

Owner

Source: York County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	108 WESTMINSTER PL, WILLIAMSBURG, VA 23188-1839
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · Line of Credit BAYPORT CREDIT UNION
Jan 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KELLER MORTGAGE
Sep 2, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Aug 16, 2021	Warranty Deed, Transfer VINTAGE ESTATES TITLE AND ESCROW, VINTAGE ESTATES TITLE & ESCR
Sep 11, 2019	Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2021 · Amount on Record
Deed Sale	Sep 2, 2021 · Amount on Record
Prior Sale	Aug 16, 2021 · Amount on Record
Deed Document Number	202118052
Last Transfer Date	Jan 15, 2025
Transfer Doc	0000001286
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK VA
Property Address	108 WESTMINSTER PL, WILLIAMSBURG, VA 23188-1839
Transaction Type	Mortgage
Record Updated	Jan 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021862
Date	Dec 19, 2022
Instrument	220021862

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Nov 30, 2034

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK VA
Property Address	108 WESTMINSTER PL, WILLIAMSBURG, VA 23188-1839
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000089
Date	Jan 5, 2021
Instrument	210000089

Lender

Name	KELLER MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.13%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK VA
Recording Date	Sep 2, 2021
Property Address	108 WESTMINSTER PL, WILLIAMSBURG, VA 23188-1839
Document Number	0000018052
Instrument Date	Aug 31, 2021
Instrument	210018052
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	NOT AVAILABLE, OHANA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 WESTMINSTER PL, WILLIAMSBURG, VA 23188-1839

Mortgage

Document Number	0000018053
Date	Sep 2, 2021
Instrument	210018053

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK VA
Recording Date	Aug 16, 2021
Property Address	108 WESTMINSTER PL, WILLIAMSBURG, VA 23188-1839
Document Number	0000016834
Instrument Date	Jul 28, 2021
Instrument	210016834
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	VINTAGE ESTATES TITLE AND ESCROW, VINTAGE ESTATES TITLE & ESCR

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5701 PRINCESS ANNE RD, VIRGINIA BEACH, VA 23462-3253
Investor	Possibly a Property Investor

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK VA
Recording Date	Sep 11, 2019
Property Address	108 WESTMINSTER PL, WILLIAMSBURG, VA 23188-1839
Document Number	0000014336
Instrument Date	Sep 4, 2019
Instrument	190014336
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	LYTLE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 WESTMINSTER PL, WILLIAMSBURG, VA 23188-1839

Mortgage

Document Number	0000014337
Date	Sep 11, 2019
Instrument	190014337

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: York County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	York County
Unified School District	York County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$521,400 (+29.16%) Land $115,600 Building $405,800
2025	$4,067.00 (+30.86%)		$521,400 (+29.16%) Land $115,600 Building $405,800
2023	$3,108.00	$403,700 Land $115,600 Building $288,100	$403,700 Land $115,600 Building $288,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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