108 Westervelt Pl, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 108 Westervelt Pl, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	2,132 sqft · built 1960
Lot Size	0.092 acres (3,994 sqft)
Owner	2 Individual Names on File
Last Sale	$218,000 (Sep 1994)
Tax Bill	$12,748 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00010-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`31-00010-0000-00008`
Alternative APNs	`310001000008` `023700`

Interior

Stories	2 Stories
Building Area	2,132 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	3,994 sqft (0.092 acres)
Lot Dimensions	108 ft deep x 37 ft wide

Location & Zoning

Account Number	023700
Street Address	108 WESTERVELT PL
City	LODI
State	NJ
Zip	07644-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	37X108
Legal Subdivision	NEW YORK & NEW JERSEY REAL EST
Legal Block	10
Legal Lot Number	8
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	4
Census Block	4001
Census Tract	30201

Owner

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	108 WESTERVELT PL, LODI, NJ 07644-1027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 1994 · Amount on File
Deed Sale	Sep 7, 1994 · Amount on File
Deed Book / Page	7729 / 43
Last Transfer Date	Dec 10, 2021
Transfer Doc	0045790682
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Feb 11, 2022
Property Address	108 WESTERVELT PL, LODI, NJ 07644-1027
Document Number	0045790682
Book / Page	4579 / 682
Instrument Date	Dec 10, 2021
Instrument	2022018945
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	EAGLE TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 WESTERVELT PL, LODI, NJ 07644-1027

Mortgage

Document Number	2022018946
Date	Feb 11, 2022
Instrument	2022018946

Lender

Name	FINANCIAL FREEDOM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,100 (-) Land $153,100 Building $207,000	$360,100 (-) Land $153,100 Building $207,000
2025	$12,748.00 (+5.61%)	$360,100 (-) Land $153,100 Building $207,000	$360,100 (-) Land $153,100 Building $207,000
2024	$12,071.00 (+2.71%)
2023		$360,100 Land $153,100 Building $207,000	$360,100 Land $153,100 Building $207,000
2022	$11,753.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	25 units insured incl. 20 condo units
Nearby Flood Claims	8 (2007–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20