108 Wells Rd, Monroe, CT 06468 Property Records

Monroe Town property record for 108 Wells Rd, Monroe, CT 06468

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,039 sqft · built 1975
Lot Size	1.32 acres (57,499 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Dec 2025)
Tax Bill	$12,289 (2026)
Deeds & Mortgages	Jan 2022 Refinance Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08405700`

Property Details

APN / Parcel Number

Primary APN	`08405700`
Alternative APNs	`MNRO M:084 B:057 L:00` `MONR M:084 B:057 L:00` `8405700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,039 sqft Living Area
Gross Area	3,689 sqft
1st Floor Area	1,604 sqft
Basement Area	435 sqft
Unfinished Basement	435 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	57,499 sqft (1.32 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	8405700
Street Address	108 WELLS RD
City	MONROE
State	CT
Zip	06468-1229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF1
Legal Block	57
Jurisdiction	MONROE CT
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2003
Census Tract	100200

Owner

108 Wells Rd is owned by two individuals who bought it in December 2025.

Source: Monroe Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	82 RIVER RD, A, MONROE, CT 06468-3121
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Dec 17, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jun 19, 2018	Warranty Deed, Transfer TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2025 · Amount on File
Deed Sale	Dec 17, 2025 · Amount on File
Prior Sale	Jun 19, 2018 · Amount on File
Deed Document Number	20252453
Deed Book / Page	2240 / 247
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	108 WELLS RD, MONROE, CT 06468-1229
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002201-706
Date	Jan 3, 2022
Book Page	2201/706
Instrument	19

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	313 Months
Due	Feb 1, 2048

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE CT
Recording Date	Dec 17, 2025
Property Address	108 WELLS RD, MONROE, CT 06468-1229
Document Number	002240-247
Book / Page	2240 / 247
Instrument Date	Dec 15, 2025
Instrument	2453
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	82 RIVER RD # A, A, MONROE, CT 06468-3121
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002454
Date	Dec 17, 2025
Instrument	2454

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE CT
Recording Date	Jun 19, 2018
Property Address	108 WELLS RD, MONROE, CT 06468-1229
Document Number	2004-220
Book / Page	2004 / 220
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86.58
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20040222
Date	Jun 19, 2018
Instrument	02004/0222

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 108 Wells Rd was $12,289, up 9.2% from the year before.

Source: Monroe Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Monroe Town
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,289.00 (+9.22%)	$411,270 (+4.79%) Land $122,570 Building $288,700	$632,515 (+130.23%)
2025	$11,252.00	$392,470 Land $122,570 Building $269,900	$274,729 Land $85,799 Building $188,930
2024	$11,252.00 (+14.28%)
2023	$9,846.00 (+1.87%)	$262,200 (-) Land $106,500 Building $155,700
2022	$9,665.00	$262,200 Land $106,500 Building $155,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 108 Wells Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Wells Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier.

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