108 Waterloo Rd, Budd Lake, NJ 07828 Property Records

Morris County and Mount Olive Township property record for 108 Waterloo Rd, Budd Lake, NJ 07828

Property Summary

Property Type	Single Family Home
Details	1,508 sqft · built 1978
Lot Size	0.459 acres (19,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (May 2019)
Tax Bill	$7,559 (2024)
Deeds & Mortgages	May 2019 Sale & Mortgage May 2018 Sale & Mortgage
APN	`27-02802-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`27-02802-0000-00010`
Alternative APNs	`270280200010` `21`

Interior

Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	19,998 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Location & Zoning

Account Number	21
Street Address	108 WATERLOO RD
City	BUDD LAKE
State	NJ
Zip	07828-1206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-A
Legal Description	ADDITIONAL LOTS: B152 L2
Legal Block	2802
Legal Lot Number	10
Jurisdiction	MORRIS NJ
Township / Civil Division	MOUNT OLIVE
Census Block Group	3
Census Block	3000
Census Tract	46108

Owner

Source: Morris County and Mount Olive Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 WATERLOO RD, BUDD LAKE, NJ 07828-1206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2019	Grant Deed, Transfer · FHA Mortgage MR COOPER
May 24, 2018	Deed, Transfer · Commercial Mortgage HIGHLANDS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2019 · Amount on Record
Deed Sale	May 22, 2019 · Amount on Record
Prior Sale	May 24, 2018 · Amount on Record
Deed Document Number	201925599
Deed Book / Page	23541 / 520
Record Updated	Sep 20, 2026

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	May 22, 2019
Property Address	108 WATERLOO RD, BUDD LAKE, NJ 07828-1206
Document Number	0235410520
Book / Page	023541 / 000520
Instrument Date	May 10, 2019
Instrument	25599
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	RELIANT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 WATERLOO RD BUDD LAKE NJ 078281206, BUDD LAKE, NJ 07828-1206

Mortgage

Document Number	235410526
Date	May 22, 2019
Book Page	023541/000526
Instrument	25600

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2049

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	May 24, 2018
Property Address	108 WATERLOO RD, BUDD LAKE, NJ 07828-1206
Document Number	0233491432
Book / Page	23349 / 1432
Instrument Date	Mar 22, 2018
Instrument	2018028505
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$734.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263E BLACKWELL ST, DOVER, NJ 07801-4140
Investor	Possibly a Property Investor

Mortgage

Document Number	2018028506
Date	May 24, 2018
Instrument	2018028506

Lender

Name	HIGHLANDS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Morris County and Mount Olive Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Mount Olive Township
Unified School District	Mount Olive Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,900 (-) Land $115,800 Building $101,100	$216,900 (-) Land $115,800 Building $101,100
2025		$216,900 (-) Land $115,800 Building $101,100	$216,900 (-) Land $115,800 Building $101,100
2024	$7,559.00 (+3.48%)
2023		$216,900 Land $115,800 Building $101,100	$216,900 Land $115,800 Building $101,100
2022	$7,305.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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