108 Water St E, Roy, WA 98580 Property Records

Pierce County property record for 108 Water St E, Roy, WA 98580

Property Summary

Property Type	Restaurant
Details	484 sqft · built 2003
Lot Size	0.182 acres (7,927 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Mar 2003)
Tax Bill	$1,975 (2025)
Deeds & Mortgages	Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`570500-0-010`

Property Details

APN / Parcel Number

Primary APN	`570500-0-010`

Interior

Units	2 Units
Stories	1 Story
Building Area	484 sqft Total Area
Gross Area	316 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Concrete
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	7,927 sqft (0.182 acres)
Lot Width	178 ft Width
Terrain	Low
View / Lot	Corner
Deck Area	Deck Area
Canopy	432 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	108 WATER ST E
City	ROY
State	WA
Zip	98580
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	C
Legal Description	SECTION 34 TOWNSHIP 18 RANGE 02 QUARTER 21 MCNAUGHTS JAMES 1ST ADD L 1 & N 10 FT OF 2 B 1 EXC THAT POR CYD TO CY OF ROY PER ETN 933920 SUBJ TO SIDEWALK EASE
Legal Range	02
Legal Township	18
Legal Section	34
Legal Subdivision	MCNAUGHTS JAMES 1ST ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	PIERCE WA
Township / Civil Division	ROY
Census Block Group	5
Census Block	5022
Census Tract	73001

Owner

108 Water St E, a commercial property, is owned by two individuals who bought it in March 2003.

Source: Pierce County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2611 HARTS LAKE RD S, ROY, WA 98580-9855
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2003 · Amount on File
Deed Sale	Mar 27, 2003 · Amount on File
Deed Document Number	20031365
Prior Transfer Date	Mar 10, 1997
Prior Transfer Doc	0000000123
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 27, 2022
Property Address	108 WATER ST E, ROY, WA 98580
Document Number	0009270321
Map Reference	VOL 3 PG 9
Instrument Date	Sep 21, 2022
Instrument	202209270321
Transaction Type	Transfer
Record Updated	Oct 10, 2022
Title Company	CW TITLE

Transaction

Amount	Amount on Record
Tax	$3,840.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10203 47TH AVE SW APT B21, B21, SEATTLE, WA 98146-1011

Tax Assessment & Valuation

The 2025 property tax bill for 108 Water St E was $1,975, down 5.3% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Roy City
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,500 Land $61,300 Building $139,200	$200,500 Land $61,300 Building $139,200
2025	$1,975.00 (-5.28%)
2024	$2,085.00 (+8.93%)	$194,900 (+5.01%) Land $55,700 Building $139,200	$194,900 (+5.01%) Land $55,700 Building $139,200
2023	$1,914.00	$185,600 Land $55,700 Building $129,900	$185,600 Land $55,700 Building $129,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Water St E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Water St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROY serves 1,214 people · EPA ID WA5345027
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20