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108 Washington St, Saint Thomas, MO 65076 Property Records

Cole County property record for 108 Washington St, Saint Thomas, MO 65076

Property Summary

Property TypeQuadplex
Details4 bd · 4 ba · 2,744 sqft · built 1975
Lot Size0.95 acres (41,382 sqft)
OwnerIndividual Name on Record
Tax Bill$729 (2025)
Deeds & MortgagesDec 2019 Refinance
Flood ZoneZone X (minimal risk)
APN19-06-23-0004-004-012

Property Details

APN / Parcel Number

Primary APN19-06-23-0004-004-012

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures20 Plumbing Fixtures
Total Rooms12 Rooms
Units4 Units
Stories1 Story
Building Area2,744 sqft Total Area
1st Floor Area2,744 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area41,382 sqft (0.95 acres)
Lot Dimensions257 ft deep x 130 ft wide
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address108 WASHINGTON ST
CitySAINT THOMAS
StateMO
Zip65076
Property CategoryResidential
Property TypeResidential > Multi-Unit > Quadplex
Legal DescriptionTOWN OF ST THOMAS ALL LOTS 13 14 15 E 52.5 OF LOTS 4 5 & 6 & VACATED ALLEY BETWEEN LOTS & PT ADJACENT R/W E OF LOT 13 - 15.
Legal Range12W
Legal Township42N
Legal Section23
Legal SubdivisionTOWN OF ST THOMAS
Legal Block6
Legal Lot Number13
JurisdictionCOLE MO
Township / Civil DivisionOSAGE
Census Block Group2
Census Block2037
Census Tract20200

Owner

Source: Cole County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 161, FREEBURG, MO 65035-0161
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLE MO
Property Address108 WASHINGTON ST, SAINT THOMAS, MO 65076
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number705/698
DateDec 31, 2019
Book Page705/698
Instrument20201911752
Lender
NameBANK OF ST ELIZABETH
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyCole County
MunicipalitySt. Thomas Town
Unified School DistrictBlair Oaks R-II School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,800 (+4.58%) Land $1,200 Building $11,600
2025$729.00 (+14.26%)$12,240 (-) Land $1,140 Building $11,100$67,600 (+4.97%) Land $6,300 Building $61,300
2023$12,240 Land $1,140 Building $11,100$64,400 Land $6,000 Building $58,400
2022$638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimSep 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLE COUNTY PWSD 5
serves 350 people · EPA ID MO3024164
Water SourceGroundwater
Last State InspectionFeb 2026
Lead15 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wisper ISP
Fixed Wireless		400 / 30
Wave Internet Technologies
Fixed Wireless		100 / 100
FireServe
Fixed Wireless · not low latency		100 / 50
Mediacom Xtream
Fixed Wireless		100 / 20
Brightspeed
DSL		100 / 10

May also be available: AT&T.

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