108 Warm Mtn Rd, Sylva, NC 28779 Property Records

Jackson County property record for 108 Warm Mtn Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,296 sqft · built 1986
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Mar 2021)
Tax Bill	$735 (2023)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7518-80-3977`

Property Details

APN / Parcel Number

Primary APN	`7518-80-3977`
Alternative APN	`180676`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,296 sqft Heated Area
Gross Area	1,728 sqft
1st Floor Area	864 sqft
Upper Floors Area	432 sqft
Basement Area	432 sqft
Unfinished Basement	432 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,106 sqft (0.76 acres)
Deck Area	20 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Oil

Location & Zoning

Account Number	180676
Street Address	108 WARM MOUNTAIN RD
City	SYLVA
State	NC
Zip	28779-9288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	US 441
Legal Township	23
Legal Subdivision	HUBERT E MANN
Jurisdiction	JACKSON NC
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2030
Census Tract	950500

Owner

Source: Jackson County records, as of August 10, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	108 WARM MOUNTAIN RD, SYLVA, NC 28779-9288
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC
Apr 4, 2018	Warranty Deed, Transfer · FHA Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2021 · Amount on Record
Deed Sale	Mar 24, 2021 · Amount on Record
Prior Sale	Apr 4, 2018 · Amount on Record
Deed Document Number	0022961217
Deed Book / Page	2296 / 1217
Record Updated	Jun 7, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Mar 24, 2021
Property Address	108 WARM MOUNTAIN RD, SYLVA, NC 28779-9288
Document Number	0022961217
Book / Page	2296 / 1217
Instrument Date	Mar 24, 2021
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 MAGNOLIA ST, 107, SYLVA, NC 28779-5208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 1 5 BROOME STREET, MONROE, NC 28110

Mortgage

Document Number	22961220
Date	Mar 24, 2021
Instrument	2296/1220

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Apr 4, 2018
Property Address	108 WARM MOUNTAIN RD, SYLVA, NC 28779-9288
Document Number	0022101511
Book / Page	002210 / 001511
Instrument Date	Apr 4, 2018
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$306.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 WARM MOUNTAIN RD SYLVA NC 287799288, SYLVA, NC 28779-9288

Mortgage

Document Number	22101514
Date	Apr 4, 2018
Book Page	002210/001514

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$735.00	$193,460 Land $24,420 Building $169,040

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2013–2021)
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Frontier, Optimum, Verizon.

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