108 Ward St, Orange, NJ 07050 Property Records

Essex County and City Of Orange Township property record for 108 Ward St, Orange, NJ 07050

Property Summary

Property Type	Single Family Home
Details	1,715 sqft · built 1889
Lot Size	0.037 acres (1,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Feb 2021)
Tax Bill	$8,781 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-01802-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`17-01802-0000-00016`
Alternative APNs	`1700057000000018000A` `00001256`

Interior

Stories	3 Stories
Building Area	1,715 sqft Living Area

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Construction Type	Frame
Lot Area	1,625 sqft (0.037 acres)
Lot Dimensions	95 ft deep x 17 ft wide

Location & Zoning

Account Number	00001256
Street Address	108 WARD ST
City	ORANGE
State	NJ
Zip	07050-4009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1626 SF
Legal Block	1802
Legal Lot Number	16
Jurisdiction	ESSEX NJ
Township / Civil Division	CITY OF ORANGE
Census Block Group	1
Census Block	1002
Census Tract	18400

Owner

Source: Essex County and City Of Orange Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 WARD ST, ORANGE, NJ 07050-4009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Feb 24, 2021	Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Jan 29, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Feb 22, 2019	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MTG
May 24, 2018	Grant Deed, Transfer AMERICAN FIN'L NTWK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2021 · Amount on Record
Deed Sale	Feb 24, 2021 · Amount on Record
Prior Sale	May 24, 2018 · Amount on Record
Deed Document Number	202120611
Prior Transfer Date	Feb 11, 2013
Prior Transfer Doc	1242003778
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	108 WARD ST, ORANGE, NJ 07050-4009
Transaction Type	Mortgage
Record Updated	Apr 22, 2024
Title Company	PRESTIGE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020619
Date	Feb 24, 2021
Instrument	2021020619

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 24, 2021
Property Address	108 WARD ST, ORANGE, NJ 07050-4009
Document Number	2021020611
Instrument Date	Feb 4, 2021
Instrument	2021020611
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	PRESTIGE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$587.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1506, ORANGE, NJ 07051-1506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 WARD ST, ORANGE, NJ 07050-4009

Mortgage

Document Number	2021020619
Date	Feb 24, 2021
Instrument	2021020619

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	108 WARD ST, ORANGE, NJ 07050-4009
Document Number	0000019250
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 WARD ST ORANGE NJ 070504009, ORANGE, NJ 07050-4009

Mortgage

Document Number	0000019250
Date	Feb 20, 2020
Instrument	19250

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	108 WARD ST, ORANGE, NJ 07050-4009
Document Number	0000019793
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 WARD ST ORANGE NJ 070504009, ORANGE, NJ 07050-4009

Mortgage

Document Number	0000019793
Date	Mar 5, 2019
Instrument	19793

Lender

Name	OCEANSIDE MTG
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	May 24, 2018
Property Address	108 WARD ST, ORANGE, NJ 07050-4009
Document Number	0000045315
Instrument Date	May 9, 2018
Instrument	45315
Transaction Type	Transfer
Record Updated	Jul 31, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$113.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 WARD ST ORANGE NJ 070504009, ORANGE, NJ 07050-4009

Mortgage

Document Number	45318
Date	May 24, 2018
Instrument	45318

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 23, 2048

Tax Assessment & Valuation

Source: Essex County and City Of Orange Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	City Of Orange Township
Unified School District	Orange City Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,900 (-) Land $64,500 Building $153,400	$217,900 (-) Land $64,500 Building $153,400
2025	$8,781.00 (+3.08%)	$217,900 (-) Land $64,500 Building $153,400	$217,900 (-) Land $64,500 Building $153,400
2024	$8,519.00 (+12.8%)
2023		$217,900 Land $64,500 Building $153,400	$217,900 Land $64,500 Building $153,400
2022	$7,552.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE WATER DEPT serves 30,134 people · EPA ID NJ0717001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Andrena, Optimum, T-Mobile.

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