Woodford County property record for 108 Walnut St, Versailles, KY 40383
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,388 sqft · built 1957 |
| Owner | Individual Name on File |
| Tax Bill | $2,542 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-1021-012-00 |
| Primary APN | 30-1021-012-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 2,388 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 20524 |
|---|---|
| Street Address | 108 WALNUT ST |
| City | VERSAILLES |
| State | KY |
| Zip | 40383-1140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE |
| Legal Lot Number | 1 |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | VERSAILLES |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 50104 |
108 Walnut St is owned and occupied by an individual who acquired it in October 2016.
Source: Woodford County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 WALNUT ST, VERSAILLES, KY 40383-1140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2016 |
| Deed Sale | Oct 27, 2016 |
| Prior Sale | Apr 3, 2007 · Amount on File |
| Deed Document Number | 27203 |
| Deed Book / Page | 240 / 260 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 108 WALNUT ST, VERSAILLES, KY 40383-1140 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2019 |
| Title Company | FIRST AMERICAN TTL INS COMP |
| Name | Verified Name |
|---|
| Document Number | M852/186 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | M852/186 |
| Instrument | 85996 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 108 Walnut St was $2,542.
Source: Woodford County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Municipality | Versailles City |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,542.00 | $280,000 | $280,000 |
| 2023 | $1,635.00 | $160,000 | $160,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Walnut St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–1984) |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Walnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERSAILLES WATER SYSTEM serves 17,822 people · EPA ID KY1200439 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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