108 Walnut St, Hudson, IA 50643 Property Records

Black Hawk County property record for 108 Walnut St, Hudson, IA 50643

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,796 sqft · built 1959
Lot Size	0.382 acres (16,650 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Aug 2024)
Tax Bill	$4,520 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8814-27-451-009`

Property Details

APN / Parcel Number

Primary APN	`8814-27-451-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	3 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,796 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Finished Basement	750 sqft
Unfinished Basement	1,120 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,650 sqft (0.382 acres)
Lot Dimensions	185 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	1,244 sqft
Parking Spaces	4 Parking Spaces
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	108 WALNUT ST
City	HUDSON
State	IA
Zip	50643-2159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIR OAKS ADDITION LOT 31 ALSO INC UNPLATTED HUDSON ALL LAND LYING SWLY OF LOT 31 FAIR OAKS ADD TO CREEK BED IN SW 1/4 SE 1/4
Legal Range	14W
Legal Township	88N
Legal Section	27
Legal Subdivision	FAIR OAKS ADDITION
Legal Lot Number	31
Jurisdiction	BLACK HAWK IA
Township / Civil Division	BLACK HAWK
Census Block Group	1
Census Block	1052
Census Tract	3002

Owner

108 Walnut St is owned and occupied by two individuals who bought it in August 2024.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 WALNUT ST, HUDSON, IA 50643-2159
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Jul 23, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Sep 6, 2017	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Sep 9, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2024 · Amount on File
Deed Sale	Aug 11, 2024 · Amount on File
Prior Sale	Aug 11, 2023 · Amount on File
Deed Document Number	20242044
Prior Transfer Date	Sep 3, 2020
Prior Transfer Doc	0000005241
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 11, 2023
Property Address	108 WALNUT ST, HUDSON, IA 50643-2159
Document Number	202400002044
Instrument Date	Aug 10, 2023
Instrument	202400002044
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$479.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 WALNUT ST, HUDSON, IA 50643-2159
Investor	Possibly a Property Investor

Mortgage

Document Number	202400002045
Date	Aug 11, 2023
Instrument	202400002045

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	108 WALNUT ST, HUDSON, IA 50643-2159
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200001815
Date	Jul 23, 2021
Instrument	202200001815

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	108 WALNUT ST, HUDSON, IA 50643-2159
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800004218
Date	Sep 6, 2017
Instrument	2018-00004218

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 9, 2020
Property Address	108 WALNUT ST, HUDSON, IA 50643-2159
Document Number	202100005241
Instrument Date	Sep 3, 2020
Instrument	202100005241
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 WALNUT ST, HUDSON, IA 50643-2159

Tax Assessment & Valuation

The 2025 property tax bill for 108 Walnut St was $4,520 with a homeowner's exemption, up 15.2% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Hudson City
Unified School District	Hudson Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,520.00 (+15.19%) Homeowner's exemption	$280,420 Land $31,590 Building $248,830	$280,420 Land $31,590 Building $248,830
2024	$3,924.00
2023		$245,650 (+14.65%) Land $31,590 Building $214,060	$245,650 Land $31,590 Building $214,060
2022	$3,848.00 Homeowner's exemption	$214,260 Land $31,590 Building $182,670
2021			$214,260 Land $31,590 Building $182,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Walnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (1990–2014)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Walnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATER SUPPLY serves 2,546 people · EPA ID IA0737062
Water Source	Purchased groundwater from WATERLOO WATER WORKS
Last State Inspection	Jun 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
STS Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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