108 Walnut Rdg, Ripley, TN 38063 Property Records

Lauderdale County property record for 108 Walnut Rdg, Ripley, TN 38063

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,820 sqft · built 2025
Lot Size0.43 acres (18,731 sqft)
OwnerIndividual Name on Record
Last Sale$294,400 (Mar 2026)
Tax Bill$460 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Aug 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN049071I K 01600

Property Details

APN / Parcel Number

Primary APN049071I K 01600
Alternative APN
  • 071I K 01600

Interior

Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,820 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2025
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area18,731 sqft (0.43 acres)
Garage TypeFinished
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address108 WALNUT RDG
CityRIPLEY
StateTN
Zip38063-8059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionDISTRICT: 06, COUNTY AREA: R50
Legal SubdivisionOAKWOODS (PHASE 1)
Legal Lot Number24
JurisdictionLAUDERDALE TN
Township / Civil Division6
Census Block Group2
Census Block2010
Census Tract50503

Owner

Source: Lauderdale County records, as of March 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address108 WALNUT RDG, RIPLEY, TN 38063-8059
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2026Warranty Deed, Subdivision Related Transfer · FHA Mortgage
LEADERS CU
Aug 17, 2023Warranty Deed, Transfer
Sep 13, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 5, 2026 · Amount on Record
Deed SaleMar 5, 2026 · Amount on Record
Prior SaleAug 17, 2023 · Amount on Record
Deed Document Number212822
Deed Book / Page838 / 308
Record UpdatedJun 8, 2026

March 2026: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE TN
Recording DateMar 5, 2026
Property Address108 WALNUT RDG, RIPLEY, TN 38063-8059
Document Number000838/308
Book / Page838 / 308
Map ReferenceCAB 1 SL 181
Instrument DateFeb 19, 2026
Instrument212822
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 16, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 WALNUT RDG, RIPLEY, TN 38063-8059

Mortgage

Document Number0000212823
DateMar 5, 2026
Instrument212823
Lender
NameLEADERS CU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2056

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE TN
Recording DateAug 17, 2023
Property Address108 WALNUT RDG, RIPLEY, TN 38063-8059
Document Number000794/402
Book / Page794 / 402
Instrument DateAug 11, 2023
Instrument203741
Transaction TypeTransfer
Record UpdatedJan 27, 2026

Transaction

AmountAmount Recorded
Tax$555.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 303, BRIGHTON, TN 38011-0303
InvestorPossibly a Property Investor

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAUDERDALE TN
Recording DateSep 13, 2017
Property AddressWALNUT RDG, RIPLEY, TN 38063
Document Number0000183509
Book / Page000704 / 000367
Instrument DateSep 13, 2017
Instrument183509
Transaction TypeTransfer
Record UpdatedOct 10, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address104 S WASHINGTON ST RIPLEY TN 380631530, RIPLEY, TN 38063-1530

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyLauderdale County
MunicipalityRipley City
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$460.00 (+784.62%)$18,100 (+782.93%) Land $2,050 Building $16,050
2024$52.00 (+1.96%)$2,050 (-) Land $2,050
2023$2,050 (-) Land $2,050
2022$51.00$2,050 Land $2,050
2021$72,400 Land $8,200 Building $64,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims43 (1978–2018)
Claims Outside the SFHA4 of 43
Most Recent ClaimMar 2018 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2011 · 5 claims
  • Severe Storms & Flooding, Jan 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAUDERDALE CO WATER SYSTEM
serves 9,092 people · EPA ID TN0000581
Water SourceGroundwater
Last State InspectionJan 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
AT&T
DSL
100 / 20

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