108 W Wisconsin Ave, Gilbert, MN 55741 Property Records

St. Louis County property record for 108 W Wisconsin Ave, Gilbert, MN 55741

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1908
Lot Size	0.165 acres (7,198 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Jul 2022)
Tax Bill	$1,782 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060-0010-02320`

Property Details

APN / Parcel Number

Primary APN	`060-0010-02320`
Alternative APN	`1132777`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,152 sqft Gross Area
1st Floor Area	576 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1971
Exterior Material	Metal
Construction Type	Frame
Lot Area	7,198 sqft (0.165 acres)
Garage Area	396 sqft

Exterior Amenities

Porch	Porch
Porch Area	198 sqft
Deck Area	9 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1132777
Street Address	108 W WISCONSIN AVE
City	GILBERT
State	MN
Zip	55741-5029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 26 AND 27 SERIAL #
Legal Subdivision	GILBERT
Legal Block	10
Legal Lot Number	26-27
Jurisdiction	ST LOUIS MN
Township / Civil Division	GILBERT
Census Block Group	2
Census Block	2063
Census Tract	13500

Owner

108 W Wisconsin Ave is owned and occupied by two individuals who bought it in July 2022.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 W WISCONSIN AVE, GILBERT, MN 55741-5029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2022 · Amount on File
Deed Sale	Jul 5, 2022 · Amount on File
Prior Sale	Jun 10, 2004 · Amount on File
Deed Document Number	20221446635
Prior Transfer Date	Jan 7, 2004
Prior Transfer Doc	0000934246
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 5, 2022
Property Address	108 W WISCONSIN AVE, GILBERT, MN 55741-5029
Document Number	0001446635
Instrument Date	Jun 27, 2022
Instrument	1446635
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	108 W WISCONSIN AVE, GILBERT, MN 55741-5029

Mortgage

Document Number	0001446636
Date	Jul 5, 2022
Instrument	1446636

Lender

Name	FIRST NATIONAL BANK OF GILBERT
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	61 Months
Due	Aug 27, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 108 W Wisconsin Ave was $1,782, down 0.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Gilbert City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,782.00 (-0.78%)
2025	$1,796.00 (+16.78%)	$111,100 (+25.68%) Land $10,300 Building $100,800	$111,100 (+25.68%) Land $10,300 Building $100,800
2024	$1,538.00	$88,400 Land $8,200 Building $80,200	$88,400 Land $8,200 Building $80,200
2022		$71,600 Land $6,800 Building $64,800	$71,600 Land $6,800 Building $64,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 W Wisconsin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 W Wisconsin Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Gilbert serves 1,829 people · EPA ID MN1690020
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CTC.

Nearby Properties on W Wisconsin Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures