108 W Virginia Ave, Normal, IL 61761 Property Records

McLean County property record for 108 W Virginia Ave, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,547 sqft · built 1954
Lot Size	0.147 acres (6,425 sqft)
Owner	2 Individual Names on File
Last Sale	$248,000 (Feb 2025)
Tax Bill	$6,146 (2024)
Deeds & Mortgages	May 2023 Sale & Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-33-229-014`

Property Details

APN / Parcel Number

Primary APN	`14-33-229-014`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,547 sqft Living Area
1st Floor Area	967 sqft
Basement Area	965 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	6,425 sqft (0.147 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	108 W VIRGINIA AVE
City	NORMAL
State	IL
Zip	61761-3663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	KH FELLS ADD TO NORMAL W1/2 VAC ALLEY S OF & ADJ & (EX W100) LOT 37 & 38 BLK 4
Legal Range	02E
Legal Township	24N
Legal Section	33
Legal Subdivision	KH FELLS ADD
Legal Block	4
Legal Lot Number	37,38
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2009
Census Tract	400

Owner

108 W Virginia Ave is owned and occupied by two individuals who bought it in February 2025.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 W VIRGINIA AVE, NORMAL, IL 61761-3663
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Warranty Deed, Transfer · Commercial Mortgage BANK OF GIBSON CITY
Apr 29, 2022	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2025 · Amount on File
Deed Sale	Feb 12, 2025 · Amount on File
Prior Sale	May 9, 2023 · Amount on File
Deed Document Number	20252000
Prior Transfer Date	May 13, 2005
Prior Transfer Doc	0000014316
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 9, 2023
Property Address	108 W VIRGINIA AVE, NORMAL, IL 61761-3663
Document Number	202300005740
Instrument Date	May 1, 2023
Instrument	2023-00005740
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 E 10TH ST, GIBSON CITY, IL 60936-1412

Mortgage

Document Number	202300005741
Date	May 9, 2023
Instrument	2023-00005741

Lender

Name	BANK OF GIBSON CITY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 5, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 29, 2022
Property Address	108 W VIRGINIA AVE, NORMAL, IL 61761-3663
Document Number	202200007976
Instrument Date	Apr 27, 2022
Instrument	2022-00007976
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 W VIRGINIA AVE, NORMAL, IL 61761-3663

Mortgage

Document Number	202200007977
Date	Apr 29, 2022
Instrument	2022-00007977

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	Other
Max Rate	8.12%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,621 Land $13,982 Building $68,639	$247,863 Land $41,946 Building $205,917
2024	$6,146.00 (+5.95%)
2023	$5,801.00 (+5.45%)	$67,785 (+10.69%) Land $11,471 Building $56,314	$203,355 (+10.69%) Land $34,413 Building $168,942
2022	$5,501.00	$61,238 Land $10,363 Building $50,875	$183,714 Land $31,089 Building $152,625

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 W Virginia Ave in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	12 (1980–2021)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 W Virginia Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media, Watch TV.

Nearby Properties on W Virginia Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures