Wicomico County property record for 108 W State St, Delmar, MD 21875
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,776 sqft · built 1920 |
| Lot Size | 0.133 acres (5,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $209,500 (Oct 2022) |
| Tax Bill | $1,410 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-009980 |
| Primary APN | 11-009980 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,776 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,800 sqft (0.133 acres) |
| Porch | Porch |
| Porch Area | 176 sqft |
| Deck Area | 144 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 009980 |
|---|---|
| Street Address | 108 W STATE ST |
| City | DELMAR |
| State | MD |
| Zip | 21875-1502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OS |
| Legal Description | L-5,800SQ FT 108 W STATE STREET DELMAR |
| Jurisdiction | WICOMICO MD |
| Township / Civil Division | 11, DELMAR |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10703 |
Source: Wicomico County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 W STATE ST, DELMAR, MD 21875-1502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2022 | Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 21, 2021 | Deed of Trust, Mortgage · Line of Credit THE BANK OF DELMARVA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2022 · Amount on File |
| Deed Sale | Oct 3, 2022 · Amount on File |
| Deed Book / Page | 5165 / 466 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WICOMICO MD |
| Recording Date | Oct 3, 2022 |
| Property Address | 108 W STATE ST, DELMAR, MD 21875-1502 |
| Document Number | 0051650466 |
| Book / Page | 5165 / 466 |
| Instrument Date | Sep 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2022 |
| Title Company | COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $523.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 W STATE ST, DELMAR, MD 21875-1502 |
| Document Number | 0051650472 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 5165-0472 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WICOMICO MD |
| Property Address | 108 W STATE ST, DELMAR, MD 21875-1502 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048620123 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 4862/123 |
| Name | THE BANK OF DELMARVA |
|---|---|
| Type | Bank |
| Address | SALISBURY, MD 21801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Jan 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Wicomico County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Wicomico County |
| Municipality | Delmar Town |
| Unified School District | Wicomico County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,800 (+154.38%) Land $20,400 Building $171,400 | $191,800 (+154.38%) Land $20,400 Building $171,400 | |
| 2025 | $1,410.00 (+87.5%) | ||
| 2023 | $752.00 | $75,400 Land $20,400 Building $55,000 | $75,400 Land $20,400 Building $55,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 28, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DELMAR serves 4,500 people · EPA ID MD0220001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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