108 W Shell Point Rd, Unit 101, Ruskin, FL 33570 Property Records

Hillsborough County property record for 108 W Shell Point Rd, Unit 101, Ruskin, FL 33570 · Last verified August 2026

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 1 ba · 1,248 sqft · built 1995
Lot Size	0.285 acres (12,433 sqft)
Owner	Company Name on File
Last Sale	$370,000 (Apr 2025)
Tax Bill	$5,105 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`055809-0150`

Property Details

APN / Parcel Number

Primary APN	`055809-0150`
Alternative APN	`U0732191V5000000000930`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Units	4 Units
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	2,560 sqft
Upper Floors Area	1,248 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2015
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,433 sqft (0.285 acres)
Lot Dimensions	135 ft deep x 90 ft wide
Garage Type	Carport
Garage Area	624 sqft
Carport	Carport
Carport Area	624 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Deck Area	Deck Area
Patio Area	48 sqft
Balcony Area	16 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0558090150
Street Address	108 W SHELL POINT RD, 101
City	RUSKIN
State	FL
Zip	33570-3710
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	RUSKIN CITY MAP OF LOT 93 IN NE 1/4
Legal Range	19E
Legal Township	32S
Legal Section	07
Legal Subdivision	RUSKIN CITY MAP OF
Legal Tract	1V5
Legal Lot Number	93
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1001
Census Tract	14108

Owner

Source: Hillsborough County records · APN 055809-0150

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	18531 BITTERN AVE, LUTZ, FL 33558-2741
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 01, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Jun 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC
Jun 02, 2022	Correction Deed NOT AVAILABLE, KENETIC TITLE LLC
Mar 07, 2022	Warranty Deed, Transfer NOT AVAILABLE, KINETIC TITLE LLC
Mar 09, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 21, 2025 · Amount on Record
Deed Sale	Apr 21, 2025 · Amount on Record
Prior Sale	Feb 01, 2023 · Amount on Record
Deed Document Number	2025172847
Prior Transfer Date	May 31, 2022
Prior Transfer Doc	0000279945
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Feb 01, 2023
Property Address	108 W SHELL POINT RD UNIT 101, 101, RUSKIN, FL 33570-3710
Document Number	0000041838
Map Reference	MB 5 PG 75
Instrument Date	Jan 26, 2023
Instrument	2023041838
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	BAXTER TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	900 BOXELDER AVE, MINNEOLA, FL 34715-6094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5015 E HILLSBOROUGH AVE, TAMPA, FL 33610-4814

Mortgage

Document Number	0000041839
Date	Feb 01, 2023
Instrument	2023041839

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	108 W SHELL POINT RD UNIT 101, 101, RUSKIN, FL 33570-3710
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 BOXELDER AVE, MINNEOLA, FL 34715-6094

Mortgage

Document Number	0000296091
Date	Jun 13, 2022
Instrument	2022296091

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	REDONDO BEACH, CA 90278

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

June 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jun 02, 2022
Property Address	108 W SHELL POINT RD UNIT 101, 101, RUSKIN, FL 33570-3710
Document Number	0000279945
Map Reference	MB 5 PG 75
Instrument Date	May 31, 2022
Instrument	2022279945
Record Updated	Jun 20, 2022
Title Company	NOT AVAILABLE, KENETIC TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2227 ATTITBURGH BOULEVARD, WEST MELBOURNE, FL 32904-6481

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Mar 07, 2022
Property Address	108 W SHELL POINT RD UNIT 101, 101, RUSKIN, FL 33570-3710
Document Number	0000120107
Map Reference	MB 5 PG 75
Instrument Date	Feb 28, 2022
Instrument	2022120107
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	NOT AVAILABLE, KINETIC TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	679 CATHEYS CREEK RD, 679, HAMPSHIRE, TN 38461-5057

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5601 MARINER ST STE 104, 104, TAMPA, FL 33609-3450
Investor	Possibly a Property Investor

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Mar 09, 2022
Property Address	108 W SHELL POINT RD UNIT 101, 101, RUSKIN, FL 33570-3710
Document Number	0000126239
Instrument Date	Feb 28, 2022
Instrument	2022126239
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	NOT AVAILABLE, KINETIC TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2227 ATTILBURGH BLVD, MELBOURNE, FL 32904-6481

Mortgage

Document Number	0000126240
Date	Mar 09, 2022
Instrument	2022126240

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,105.00 (+4.33%)	$220,609 (+0.75%) Land $60,750 Building $159,859	$220,609 (+0.75%) Land $60,750 Building $159,859
2024	$4,893.00 (+3.25%)
2023	$4,739.00 (+25.2%)	$218,965 (+14.15%) Land $54,675 Building $164,290	$218,965 (+14.15%) Land $54,675 Building $164,290
2022	$3,785.00	$191,814 Land $48,600 Building $143,214	$191,814 Land $48,600 Building $143,214

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570141081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 249 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	445 (1980–2024)
Claims Outside the SFHA	5 of 445
Most Recent Claim	Oct 2024, tidal / storm surge, Hurricane Milton
Claims By Storm	Hurricane Helene, Sep 2024 · 204 claims Tropical Storm Josephine, Oct 1996 · 52 claims Hurricane Elena, Sep 1985 · 36 claims

Wildfire

Wildfire Risk	Low above 1% of the US · above 1% of Florida
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 204 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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