108 W Pine St, Midland, MI 48640 Property Records

Midland County property record for 108 W Pine St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,260 sqft · built 1900
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on Record
Last Sale	$29,000 (Feb 2016)
Tax Bill	$2,008 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-16-60-158`

Property Details

APN / Parcel Number

Primary APN	`14-16-60-158`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	909 sqft
Basement Area	844 sqft
Unfinished Basement	909 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	108 W PINE ST
City	MIDLAND
State	MI
Zip	48640-4968
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-3
Legal Description	NW 40 FT OF LOT 6 BLK B CARP & HINES ADD
Legal Subdivision	BLK B CARP & HINES ADD
Legal Block	B
Legal Lot Number	6
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	3
Census Block	3007
Census Tract	290100

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2718 LAMBROS DR, MIDLAND, MI 48642-3948
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Deed of Trust, Mortgage · Commercial Mortgage MEMBERS FIRST CU
Oct 28, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CU
Oct 20, 2021	Deed of Trust, Mortgage · Line of Credit MEMBERS FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2016 · Amount on Record
Deed Sale	Feb 9, 2016 · Amount on Record
Deed Book / Page	1593 / 959
Last Transfer Date	Oct 14, 2016
Transfer Doc	1600/0647
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	108 W PINE ST, MIDLAND, MI 48640-4968
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2718 LAMBROS DR, MIDLAND, MI 48642-3948

Mortgage

Document Number	01669/1229
Date	Jan 9, 2024
Book Page	1669/1229

Lender

Name	MEMBERS FIRST CU
Type	Credit Union
Address	PRUDENVILLE, MI 48651

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	108 W PINE ST, MIDLAND, MI 48640-4968
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2718 LAMBROS DR, MIDLAND, MI 48642-3948

Mortgage

Document Number	01638/1438
Date	Oct 28, 2020
Book Page	1638/1438

Lender

Name	FIRST CU
Type	Credit Union
Address	MIDLAND, MI 48641

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	108 W PINE ST, MIDLAND, MI 48640-4968
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2718 LAMBROS DR, MIDLAND, MI 48642-3948

Mortgage

Document Number	1650/1298
Date	Oct 20, 2021
Book Page	1650/1298

Lender

Name	MEMBERS FIRST CU
Type	Credit Union
Address	MIDLAND, MI 48641

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,000 (+13.26%)	$152,000 (+13.26%)
2025	$2,008.00 (-3.14%)	$67,100	$134,200
2024	$2,073.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jun 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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