108 W Front St, Buchanan, MI 49107 Property Records

Berrien County property record for 108 W Front St, Buchanan, MI 49107

Property Summary

Property Type	Office Building
Details	2,250 sqft · built 1920
Lot Size	0.084 acres (3,659 sqft)
Owner	Company Name on File
Last Sale	$5,000 (Aug 2026)
Tax Bill	$3,075 (2025)
Deeds & Mortgages	Aug 2026 Sale Sep 2025 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`58-7250-0003-01-5`

Property Details

APN / Parcel Number

Primary APN	`58-7250-0003-01-5`
Alternative APN	`11-58-7250-0003-01-5`

Interior

Stories	1 Story
Building Area	2,250 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	3,659 sqft (0.084 acres)
Lot Dimensions	84 ft deep x 33.9 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	108 W FRONT ST
City	BUCHANAN
State	MI
Zip	49107-1270
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	R-1 SIN
Legal Description	COM 74.6'W OF NW COR OF OAK ST & FRONT ST A B STAPLE'S ADD TO CITY OF BUCHANAN TH W 33.9'TH N 165'TH E 10'TH S 82.5'TH E 24.8'TH S 82.5'TO POB BEING PT OF HAMILTON LOT SD PLAT
Legal Subdivision	SD PLAT
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	5
Census Block	5019
Census Tract	20200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Buchanan Downtown Historic District listed 2009 · 78 contributing resources · NRIS 09000678

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

108 W Front St, a commercial property, is owned by a company that bought it in August 2026.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	816 TOTOMEE LN, NILES, MI 49120-3043
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 10, 2025	Warranty Deed, Transfer · Line of Credit COUNTRY HERITAGE CU
Jul 21, 2022	Deed of Trust, Mortgage · Line of Credit HONOR CU
Jan 22, 2020	Warranty Deed, Transfer HONOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2026 · Amount on File
Deed Sale	Aug 18, 2026 · Amount on File
Prior Sale	Sep 10, 2025 · Amount on File
Deed Document Number	2026468436
Deed Book / Page	3485 / 1715
Prior Transfer Date	Nov 11, 2004
Prior Transfer Doc	2573001689
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 18, 2026
Property Address	108 W FRONT ST, BUCHANAN, MI 49107-1270
Document Number	0000468436
Book / Page	3485 / 1715
Instrument Date	May 27, 2026
Instrument	2026468436
Transaction Type	Transfer
Record Updated	Sep 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$3,787.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	816 TOTOMEE LN, NILES, MI 49120-3043

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 10, 2025
Property Address	108 W FRONT ST, BUCHANAN, MI 49107-1270
Document Number	03459/2210
Book / Page	3459 / 2210
Map Reference	LB U PG 645
Instrument Date	Sep 5, 2025
Instrument	2025441275
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 TOTOMEE LN, NILES, MI 49120-3043

Mortgage

Document Number	03459/2212
Date	Sep 10, 2025
Book Page	3459/2212
Instrument	2025441276

Lender

Name	COUNTRY HERITAGE CU
Type	Credit Union
Address	BUCHANAN, MI 49107

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	7%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	108 W FRONT ST, BUCHANAN, MI 49107-1270
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03380/2593
Date	Jul 21, 2022
Book Page	3380/2593
Instrument	2022358392

Lender

Name	HONOR CU
Type	Credit Union
Address	BUCHANAN, MI 49107

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 22, 2020
Property Address	108 W FRONT ST, BUCHANAN, MI 49107-1270
Document Number	03262/2797
Book / Page	3262 / 2797
Instrument Date	Jan 21, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 W FRONT ST, BUCHANAN, MI 49107-1270

Mortgage

Document Number	0032622800
Date	Jan 22, 2020
Instrument	3262/2800

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 108 W Front St was $3,075, up 2.5% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,100 (+22.11%)	$192,200 (+22.11%)
2025	$3,075.00 (+2.5%)	$78,700	$157,400
2024	$3,000.00
2023		$60,400	$120,800
2022	$2,803.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 W Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1981–1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 108 W Front St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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