108 W Cork St, Winchester, VA 22601 Property Records

Winchester City property record for 108 W Cork St, Winchester, VA 22601

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,990 sqft · built 1788
Lot Size0.059 acres (2,570 sqft)
OwnerCompany Name on Record
Last Sale$408,000 (Oct 2020)
Tax Bill$4,193 (2026)
Deeds & MortgagesJan 2020 Line of Credit
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN192-01-P-6

Property Details

APN / Parcel Number

Primary APN192-01-P-6
Alternative APNs
  • 872
  • 986

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,990 sqft Living Area
1st Floor Area1,183 sqft
Basement Area1,231 sqft
Unfinished Basement1,231 sqft
FlooringHardwood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1788
Effective Year BuiltEffective 1960
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area2,570 sqft (0.059 acres)
Lot Dimensions58 ft deep x 44 ft wide
TerrainRolling
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number872
Street Address108 W CORK ST
CityWINCHESTER
StateVA
Zip22601-4126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB1
Legal DescriptionN S 108 WEST CORK STREET
Legal SubdivisionNO 108 WEST STREET
JurisdictionWINCHESTER CITY VA
Township / Civil DivisionWINCHESTER
Census Block Group1
Census Block1005
Census Tract202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Winchester Historic District
listed 1980 · 1,254 contributing resources · NRIS 80004318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Winchester City records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address1897 ORACLE WAY, 1102, RESTON, VA 20190-4849
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2020Deed of Trust, Mortgage · Line of Credit
FIRSTBANK
Oct 30, 2020Deed, Transfer · VA Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2020 · Amount on Record
Deed SaleOct 30, 2020 · Amount on Record
Deed Document Number20203002
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER CITY VA
Property Address108 W CORK ST, WINCHESTER, VA 22601-4126
Transaction TypeMortgage
Record UpdatedJun 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number200000217
DateJan 28, 2020
Instrument200000217
Lender
NameFIRSTBANK
TypeBank
AddressSTRASBURG, VA 22657
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionWINCHESTER CITY VA
Recording DateOct 30, 2020
Property Address108 W CORK ST, WINCHESTER, VA 22601-4126
Document Number200003002
Instrument DateOct 29, 2020
Instrument200003002
Transaction TypeTransfer
Record UpdatedJun 8, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$408.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address108 W CORK ST, WINCHESTER, VA 22601-4126

Mortgage

Document Number200003003
DateOct 30, 2020
Instrument200003003
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Winchester City assessment roll, as of June 18, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWinchester City
Unified School DistrictWinchester City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,193.00$527,400 (+15.05%) Land $38,300 Building $489,100
2025$4,193.00 (+10.23%)$527,400 (+15.05%) Land $38,300 Building $489,100
2023$3,804.00 (+20.46%)$458,400 Land $38,300 Building $420,100$458,400 Land $38,300 Building $420,100
2022$3,158.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims2 (1978–2008)
Most Recent ClaimAug 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREDERICK WATER
serves 46,206 people · EPA ID VA2069250
Water SourceSurface water
Last State InspectionFeb 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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