108 W 3rd St, Ogallala, NE 69153 Property Records

Keith County property record for 108 W 3rd St, Ogallala, NE 69153

Property Summary

Property Type	Commercial
Details	2,665 sqft · built 1920
Lot Size	0.046 acres (2,000 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jul 2019)
Tax Bill	$1,846 (2025)
Deeds & Mortgages	Jul 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3071-00-0-00001-020-0082`

Property Details

APN / Parcel Number

Primary APN	`3071-00-0-00001-020-0082`
Alternative APN	`000108200`

Interior

Stories	1 Story
Building Area	2,665 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Concrete Block
Construction Type	Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	2,000 sqft (0.046 acres)
Lot Dimensions	50 ft deep x 40 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	108 W 3RD ST
City	OGALLALA
State	NE
Zip	69153-2537
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	03-COMMERC
Legal Description	W.40' OF LOTS 4 & 5 G.D. LADD'S SUB LOTS1 & 2 BLK 2O O.T. BLK 20 ORIGINAL TOWN 1----16
Legal Range	38
Legal Township	13
Legal Section	06
Legal Subdivision	LADDS SUB
Legal Block	2
Legal Lot Number	4,5,1,2
Jurisdiction	KEITH NE
Township / Civil Division	OGALLALA
Census Block Group	2
Census Block	2041
Census Tract	100

Owner

108 W 3rd St, a commercial property, is owned by an individual who bought it in July 2019.

Source: Keith County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	201 E BLUE HERON DR, MONTGOMERY, TX 77316-3110
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2019 · Amount on File
Deed Sale	Jul 31, 2019 · Amount on File
Prior Sale	Mar 30, 2009 · Amount on File
Deed Document Number	20191055
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEITH NE
Recording Date	Jul 31, 2019
Property Address	108 W 3RD ST, OGALLALA, NE 69153-2537
Document Number	0201901055
Instrument Date	Jul 28, 2019
Instrument	2019-01055
Transaction Type	Transfer
Record Updated	Feb 27, 2024
Title Company	PREMIER ABSTRACT AND TITLE INC, PREMIER ABSTRACT & TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$551.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201901056
Date	Jul 31, 2019
Instrument	2019-01056

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 108 W 3rd St was $1,846.

Source: Keith County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Keith County
Municipality	Ogallala City
Unified School District	Ogallala Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,980 (-5.97%) Land $5,800 Building $157,180	$162,980 (-5.97%) Land $5,800 Building $157,180
2025	$1,846.00	$173,330 Land $5,800 Building $167,530	$173,330 Land $5,800 Building $167,530
2023	$2,635.00	$188,835 Land $5,000 Building $183,835	$188,835 Land $5,000 Building $183,835

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 W 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2005 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 W 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OGALLALA serves 4,878 people · EPA ID NE3110102
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20