108 W 2nd Ave N, Aurora, MN 55705 Property Records

St. Louis County property record for 108 W 2nd Ave N, Aurora, MN 55705

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,320 sqft · built 1920
Lot Size0.1 acres (4,372 sqft)
OwnerIndividual Name on File
Last Sale$110,800 (Nov 2024)
Tax Bill$1,460 (2026)
Deeds & MortgagesJul 2019 Line of Credit
Sep 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN100-0030-01220

Property Details

APN / Parcel Number

Primary APN100-0030-01220
Alternative APNs
  • 1023013
  • 1175011

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,320 sqft Gross Area
1st Floor Area660 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area4,372 sqft (0.1 acres)
Garage Area520 sqft

Exterior Amenities

PorchPorch
Porch Area252 sqft
Deck Area60 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1175011
Street Address108 W 2ND AVE N
CityAURORA
StateMN
Zip55705-1316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0019 BLOCK:008 SERIAL #
Legal SubdivisionSECOND DIVISION OF AURORA
Legal Block8
Legal Lot Number19
JurisdictionST LOUIS MN
Township / Civil DivisionWHITE
Census Block Group2
Census Block2048
Census Tract13800

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address108 W 2ND AVE N, AURORA, MN 55705-1316
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2019Deed of Trust, Mortgage · Line of Credit
EMBARRASS VERMILLION FCU
Sep 15, 2017Loan Modification, Mortgage · Conventional Mortgage
EMBARRASS VERMILLION FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 21, 2024 · Amount on Record
Deed SaleNov 21, 2024 · Amount on Record
Deed Document Number20241499680
Prior Transfer DateOct 1, 2012
Prior Transfer Doc0000000436
Record UpdatedSep 20, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address108 W 2ND AVE N, AURORA, MN 55705-1316
Document Number00A1359014
Instrument DateJul 15, 2019
Transaction TypeMortgage
Record UpdatedJul 31, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address7272 PERALA RD EMBARRASS MN 557328827, EMBARRASS, MN 55732-8827

Mortgage

Document Number00A1359014
DateJul 19, 2019
InstrumentA1359014
Lender
NameEMBARRASS VERMILLION FCU
TypeCredit Union
AddressAURORA, MN 55705
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJul 18, 2024
Interest
Rate TypeAdjustable Rate

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address108 W 2ND AVE N, AURORA, MN 55705-1316
Document Number00A1318408
Instrument DateSep 15, 2017
Transaction TypeMortgage
Record UpdatedOct 10, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00A1318408
DateSep 27, 2017
InstrumentA1318408
Lender
NameEMBARRASS VERMILLION FCU
TypeCredit Union
AddressAURORA, MN 55705
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueSep 26, 2022
Interest
Rate6%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityAurora City
CountySt. Louis County
County SubdivisionWhite Township
Unified School DistrictMesabi East School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,460.00 (+9.77%) Homeowner's exemption
2025$1,330.00 (-12.27%) Homeowner's exemption$106,700 (-6.4%) Land $3,500 Building $103,200$106,700 (-6.4%) Land $3,500 Building $103,200
2024$1,516.00$114,000 (+17.89%) Land $2,900 Building $111,100$114,000 (+17.89%) Land $2,900 Building $111,100
2022$96,700 Land $2,900 Building $93,800$96,700 Land $2,900 Building $93,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAurora
serves 1,764 people · EPA ID MN1690002
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito West Holding
Fiber
1,000 / 1,000
Mediacom Communications
Cable · Fiber in parts of the area
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: Consolidated Telephone Company.

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