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108 Virtuous St, Youngsville, LA 70592 Property Records

Lafayette Parish property record for 108 Virtuous St, Youngsville, LA 70592

Property Summary

Property TypeSingle Family Home
Lot Size0.224 acres (9,774 sqft)
OwnerIndividual Name on File
Last Sale$278,655 (Aug 2024)
Tax Bill$2,437 (2025)
Deeds & MortgagesOct 2025 Mortgage
Aug 2024 Sale & Mortgage
Flood ZoneZone A (high risk)
APN6177599

Property Details

APN / Parcel Number

Primary APN6177599

Exterior

Lot Area9,774 sqft (0.224 acres)

Location & Zoning

Street Address108 VIRTUOUS ST
CityYOUNGSVILLE
StateLA
Zip70592-7017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 66 GABRIELS PLACE PH 2 (9774 SQ FT)
Legal Range04E
Legal Township11S
Legal Section01
Legal SubdivisionGABRIELS PLACE PH 2
Legal Phase2
Legal Lot Number66
JurisdictionLAFAYETTE LA
Township / Civil DivisionG
Census Block Group2
Census Block2002
Census Tract1428

Owner

108 Virtuous St is owned and occupied by an individual who bought it in August 2024.

Source: Lafayette Parish records, as of April 6, 2026

Owner of RecordIndividual Name on File
Mailing Address108 VIRTUOUS ST, YOUNGSVILLE, LA 70592-7017
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2025Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 14, 2024Cash Sale Deed, Subdivision Related Transfer · VA Mortgage
DSLD MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2024 · Amount on File
Deed SaleAug 14, 2024 · Amount on File
Deed Document Number202425730
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE LA
Property Address108 VIRTUOUS ST, YOUNGSVILLE, LA 70592-7017
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202500034963
DateOct 15, 2025
Instrument2025-00034963
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2055

August 2024: Cash Sale Deed, Subdivision Related Transfer

Document TypeCash Sale Deed
JurisdictionLAFAYETTE LA
Recording DateAug 14, 2024
Property Address108 VIRTUOUS ST, YOUNGSVILLE, LA 70592-7017
Document Number202400025730
Instrument DateAug 14, 2024
Instrument2024-00025730
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 3, 2026
Title CompanyLAF-BXL

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7660 PECUE LN STE 100, 100, BATON ROUGE, LA 70809-5271

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 VIRTUOUS ST, YOUNGSVILLE, LA 70592-7017

Mortgage

Document Number202400025731
DateAug 14, 2024
Instrument2024-00025731
Lender
NameDSLD MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2054

Tax Assessment & Valuation

Source: Lafayette Parish assessment roll, as of April 6, 2026

Property Jurisdictions

TypeName
StateLouisiana
CountyLafayette Parish
MunicipalityYoungsville City
Unified School DistrictLafayette Parish School District (PK - 12)

Flood

FEMA maps place 108 Virtuous St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims2 (2016)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Virtuous St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF YOUNGSVILLE PURCHASE WS
serves 10,281 people · EPA ID LA1055195
Water SourcePurchased groundwater from several systems
Last State InspectionFeb 2026
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Feb 2021
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Verizon
Fixed Wireless		300 / 20

May also be available: Cox Communications.

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