108 Vanguard Ln, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 108 Vanguard Ln, Annapolis, MD 21401

Property Summary

Property Type	Townhouse
Details	4 ba · 2,012 sqft · built 2016
Lot Size	0.037 acres (1,625 sqft)
Owner	Individual Name on File
Last Sale	$570,000 (May 2023)
Tax Bill	$7,108 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-956-90235470`

Property Details

APN / Parcel Number

Primary APN	`06-956-90235470`
Alternative APNs	`6-956-90235470` `95690235470`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,012 sqft Living Area
Gross Area	2,412 sqft
1st Floor Area	412 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,625 sqft (0.037 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	180 sqft
Balcony Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	95690235470
Street Address	108 VANGUARD LN
City	ANNAPOLIS
State	MD
Zip	21401-4408
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 73 VILLAGE GREENS OF ANNAP
Legal Subdivision	VILLAGE GREENS OF ANNAP
Legal Block	4
Legal Lot Number	73
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4006
Census Tract	702500

Owner

108 Vanguard Ln, a townhouse, is owned and occupied by an individual who bought it in May 2023.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	108 VANGUARD LN, ANNAPOLIS, MD 21401-4408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2023 · Amount on File
Deed Sale	May 11, 2023 · Amount on File
Prior Sale	Jan 19, 2016 · Amount on File
Deed Book / Page	39646 / 486
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 11, 2023
Property Address	108 VANGUARD LN, ANNAPOLIS, MD 21401-4408
Document Number	0396460486
Book / Page	39646 / 486
Map Reference	MB 315PG48&49PL16324
Instrument Date	Apr 19, 2023
Transaction Type	Transfer
Record Updated	Jun 8, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	108 VANGUARD LN, ANNAPOLIS, MD 21401-4408

Mortgage

Document Number	0039646491
Date	May 11, 2023
Instrument	39646/491

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 108 Vanguard Ln was $7,108 with a homeowner's exemption, up 4.5% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$546,000 (+6.15%) Land $160,000 Building $386,000	$546,000 (-) Land $160,000 Building $386,000
2025	$7,108.00 (+4.47%) Homeowner's exemption	$514,367	$546,000 Land $160,000 Building $386,000
2024	$6,804.00 (+5.05%)
2023	$6,477.00	$451,100 Land $180,000 Building $271,100	$451,100 Land $180,000 Building $271,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Vanguard Ln in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	11 (1996–2013)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jul 2013 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Vanguard Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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