108 Vandine Rd, Muncy, PA 17756 Property Records

Lycoming County property record for 108 Vandine Rd, Muncy, PA 17756

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,826 sqft · built 1995
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Tax Bill	$340 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Nov 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-394-140.E`

Property Details

APN / Parcel Number

Primary APN	`40-394-140.E`
Alternative APN	`40+,394.0-0140.E+-000+`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,826 sqft Living Area
Basement Area	484 sqft
Unfinished Basement	484 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Logs
Lot Area	130,680 sqft (3 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	108 VANDINE RD
City	MUNCY
State	PA
Zip	17756-7693
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4AGR
Jurisdiction	LYCOMING PA
Township / Civil Division	MUNCY CREEK
Census Block Group	3
Census Block	3029
Census Tract	10800

Owner

Source: Lycoming County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 VANDINE RD, MUNCY, PA 17756-7693
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · Line of Credit FIRST COLUMBIA BANK & TRUST CO
Nov 21, 2017	Deed of Trust, Mortgage · Line of Credit THE MUNCY BANK & TRUST COMPANY
Nov 16, 2017	Deed of Trust, Mortgage THE MUNCY BANK & TRUST COMPANY
Mar 13, 2020	Deed of Trust, Mortgage · Unknown THE MUNCY BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 1996
Deed Sale	Apr 12, 1996
Deed Book / Page	2586 / 73
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYCOMING PA
Property Address	108 VANDINE RD, MUNCY, PA 17756-7693
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09324/3002
Date	Feb 13, 2024
Book Page	9324/3002
Instrument	202400001404

Lender

Name	FIRST COLUMBIA BANK & TRUST CO
Type	Bank
Address	BLOOMSBURG, PA 17815

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYCOMING PA
Property Address	108 VANDINE RD, MUNCY, PA 17756-7693
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9148/668
Date	Nov 21, 2017
Book Page	9148/668
Instrument	201700014612

Lender

Name	THE MUNCY BANK & TRUST COMPANY
Type	Bank
Address	MUNCY, PA 17756

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYCOMING PA
Property Address	108 VANDINE RD, MUNCY, PA 17756-7693
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9147/2689
Date	Nov 16, 2017
Book Page	9147/2689
Instrument	201700014345

Lender

Name	THE MUNCY BANK & TRUST COMPANY
Type	Bank
Address	MUNCY, PA 17756

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 6, 2032

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYCOMING PA
Property Address	108 VANDINE RD, MUNCY, PA 17756-7693
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9209/3228
Date	Mar 13, 2020
Book Page	9209/3228
Instrument	202000002858

Lender

Name	THE MUNCY BANK & TRUST COMPANY
Type	Bank
Address	MUNCY, PA 17756

Agreement

Type	Unknown
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 10, 2027
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	6.5%
Index	Prime Rate
Max Rate	13%

Tax Assessment & Valuation

Source: Lycoming County assessment roll, as of May 7, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lycoming County
County Subdivision	Muncy Creek Township
Unified School District	Muncy School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$340.00 (-89.8%)	$137,650 (-) Land $39,300 Building $98,350
2024	$3,333.00	$137,650 (-) Land $39,300 Building $98,350
2023	$3,333.00	$137,650 Land $39,300 Building $98,350
2004			$137,650 Land $39,300 Building $98,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	24 (1978–2018)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Jul 2018 · river or lake flooding
Claims by Event	Tropical Storm Lee, Sep 2011 · 5 claims Tropical Depression Ivan, Sep 2004 · 2 claims Severe Storms And Flooding, Jan 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

May also be available: River Valley Internet, Verizon, Xfinity.

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