108 Upper Grouse Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 108 Upper Grouse Ridge Rd, Beech Mountain, NC 28604

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 814 sqft · built 2023
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Dec 2023)
Tax Bill	$973 (2025)
Deeds & Mortgages	Dec 2023 Sale May 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1950-46-6361-000`

Property Details

APN / Parcel Number

Primary APN	`1950-46-6361-000`
Alternative APNs	`1817593` `1849788` `1859942`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	814 sqft Living Area
1st Floor Area	814 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Foundation Type	Raised
Lot Area	13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1859942
Street Address	108 UPPER GROUSE RIDGE RD
City	BEECH MOUNTAIN
State	NC
Zip	28604-8228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BMR2
Legal Description	CHARTER HILLS D 030
Legal Subdivision	CHARTER HILLS
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1026
Census Tract	921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1050 93RD ST, BAY HARBOR ISLANDS, FL 33154-2390
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Warranty Deed, Subdivision Related Transfer
May 15, 2023	Warranty Deed, Transfer
Feb 22, 2022	Warranty Deed, Transfer
Nov 20, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Aug 30, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2023 · Amount on Record
Deed Sale	Dec 11, 2023 · Amount on Record
Prior Sale	May 15, 2023 · Amount on Record
Deed Document Number	2023736950
Deed Book / Page	2364 / 273
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Dec 11, 2023
Property Address	108 UPPER GROUSE RIDGE RD, BEECH MOUNTAIN, NC 28604-8228
Document Number	0023640273
Book / Page	2364 / 273
Map Reference	MB 7 PG 4
Instrument Date	Dec 8, 2023
Instrument	736950
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 29, 2023

Transaction

Amount	Amount Recorded
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3319 MARSH VIEW DR SW, SUPPLY, NC 28462-2636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 93RD ST APT 6G, 6G, BAY HARBOR ISLANDS, FL 33154-2348

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	May 15, 2023
Property Address	108 UPPER GROUSE RIDGE RD, BEECH MOUNTAIN, NC 28604-8228
Document Number	0023320536
Book / Page	2332 / 536
Map Reference	MB 7 PG 4
Instrument Date	May 9, 2023
Instrument	730962
Transaction Type	Transfer
Record Updated	Aug 8, 2023

Transaction

Amount	Amount Recorded
Tax	$68.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2510 S CORAL TRACE CIR, DELRAY BEACH, FL 33445-3612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3319 MARSH VIEW DR SW, SUPPLY, NC 28462-2636

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Feb 22, 2022
Property Address	108 UPPER GROUSE RIDGE RD, BEECH MOUNTAIN, NC 28604-8228
Document Number	0022570752
Book / Page	2257 / 752
Map Reference	MB 7 PG 4
Instrument Date	Jan 25, 2022
Instrument	717358
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2510 S CORAL TRACE CIR, 2510, DELRAY BEACH, FL 33445-3612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2510 S CORAL TRACE CIR, DELRAY BEACH, FL 33445-3612

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Nov 20, 2020
Property Address	108 UPPER GROUSE RIDGE RD, BEECH MOUNTAIN, NC 28604-8228
Document Number	0021440226
Book / Page	002144 / 000226
Instrument Date	Nov 19, 2020
Instrument	698680
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$593.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2510 S CORAL TRACE CIR DELRAY BEACH FL 334453612, DELRAY BEACH, FL 33445-3612

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Aug 30, 2019
Property Address	108 UPPER GROUSE RIDGE RD, BEECH MOUNTAIN, NC 28604-8228
Document Number	0020450537
Book / Page	2045 / 0537
Map Reference	MB 7 PG 4
Instrument Date	Aug 22, 2019
Instrument	682102
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 UPPER GROUSE RIDGE RD, BEECH MOUNTAIN, NC 28604-8228

Mortgage

Document Number	0000682103
Date	Aug 30, 2019
Instrument	682103

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,100 (-) Land $23,500 Building $246,600
2025	$973.00 (+1,214.86%)	$270,100 (+1,049.36%) Land $23,500 Building $246,600
2024			$257,100 Land $23,500 Building $233,600
2023		$23,500 (-) Land $23,500
2022	$74.00	$23,500 Land $23,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

108 Upper Grouse Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2023: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Upper Grouse Ridge Rd

Nearby Streets

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