Wake County property record for 108 Trailing Bluff Way, Garner, NC 27529
| Property Type | Exempt (Full or Partial) |
|---|---|
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $581,000 (Oct 2023) |
| Tax Bill | $163 (2023) |
| Deeds & Mortgages | Sep 2025 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1629.01-38-3286 0494857 |
| Primary APN | 1629.01-38-3286 0494857 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,970 sqft (0.16 acres) |
|---|
| Sewer | Connected |
|---|
| Account Number | 0494857 |
|---|---|
| Street Address | 108 TRAILING BLUFF WAY |
| City | GARNER |
| State | NC |
| Zip | 27529-6296 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R4 |
| Legal Description | LO28 RIDGEMOOR PH3 BM2022-00508 |
| Legal Phase | 3 |
| Legal Lot Number | 28 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MARYS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 52814 |
Source: Wake County records, as of April 18, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 108 TRAILING BLUFF WAY, GARNER, NC 27529-6296 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 10, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage COASTAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2023 · Amount on Record |
| Deed Sale | Oct 10, 2023 · Amount on Record |
| Deed Document Number | 0194522348 |
| Deed Book / Page | 19452 / 2348 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 108 TRAILING BLUFF WAY, GARNER, NC 27529-6296 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 108 TRAILING BLUFF WAY, GARNER, NC 27529-6296 |
| Document Number | 20007/2291 |
|---|---|
| Date | Sep 9, 2025 |
| Book Page | 20007/2291 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.9% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.9% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Oct 10, 2023 |
| Property Address | 108 TRAILING BLUFF WAY, GARNER, NC 27529-6296 |
| Document Number | 19452/2348 |
| Book / Page | 19452 / 2348 |
| Map Reference | MB 2022 PG 506-516 |
| Instrument Date | Oct 10, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,162.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1100 PERIMETER PARK DR # DR112, DR112, MORRISVILLE, NC 27560-0180 |
| Name | Verified Name |
|---|---|
| Address | 108 TRAILING BLUFF WAY, GARNER, NC 27529-6296 |
| Document Number | 19452/2354 |
|---|---|
| Date | Oct 10, 2023 |
| Book Page | 19452/2354 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year T-Bill |
| Max Rate | 11.5% |
Source: Wake County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Garner Town |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $163.00 Additional exemption filed | $75,000 Land $75,000 | $75,000 Land $75,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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