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108 Tracy Dr, Sebastian, FL 32958 Property Records

Indian River County property record for 108 Tracy Dr, Sebastian, FL 32958 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage1,846 sqft Living Area
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$389,000 (2026)
Tax Bill$5,173.00 (2025)

Property Details

APN / Parcel Number

Primary APN31-39-19-00001-5670-00004.0
Alternative APN
  • 34695

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,846 sqft Living Area
Gross Area2,575 sqft Gross Area
1st Floor1,846 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete Block Exterior
Roof ConstructionHip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,019 sqft (0.23 acres)
Depth X Width125 ft x 80 ft Depth x Width
DrivewayDriveway Concrete
Driveway Area576 sqft Driveway
Garage TypeAttached Garage
Garage Area441 sqft Garage
Utility Building160 sqft Utility Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address108 TRACY DR
CitySEBASTIAN
StateFL
Zip32958-6975
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSEBASTIAN HIGHLANDS UNIT 17 BLK 567 LOT 4 PBI 8-46 TO 46P
Legal Range39E
Legal Township31S
Legal Section19
Legal SubdivisionSEBASTIAN HIGHLANDS UNIT 17
Legal Block567
Legal Lot Number4
Legal Unit17
JurisdictionINDIAN RIVER FL
Minor Civil DivisionVERO BEACH
Census Blockgroup3
Census Block3045
Census Tract50805

Owner

Source: Indian River County records · APN 31-39-19-00001-5670-00004.0

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address108 TRACY DR, SEBASTIAN, FL 32958-6975
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 30, 2022Warranty Deed, Transfer · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Apr 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
Sep 02, 2020Grant Deed, Subdivision Related Transfer
DHI TITLE/FL INC
Oct 25, 2019Warranty Deed, Transfer
DHI TITLE/FL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 22, 2026 · Amount on Record
Deed SaleJun 22, 2026 · Amount on Record
Prior SaleAug 30, 2022 · Amount on Record
Deed Doc Number202629891
Deed Book / Page3869 / 1053
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJun 22, 2026
Property Address108 TRACY DR, SEBASTIAN, FL 32958-6975
Document Number0000029891
Book / Page3869 / 1053
Instrument DateJun 17, 2026
Instrument202629891
Transaction TypeTransfer
Record UpdatedJul 06, 2026
Title CompanyPATCH REEF TITLE COMPANY INC, PATCH REEF TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$275,023.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 TRACY DR, SEBASTIAN, FL 32958-6975

Mortgage

Document Number0000029892,
DateJun 22, 2026
Book Page3869/1055
Instrument202629892
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.37%
Max Rate-1%

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateAug 30, 2022
Property Address108 TRACY DR, SEBASTIAN, FL 32958-6975
Document Number0035671019
Book / Page3567 / 1019
Map ReferenceMB 8 PG 46
Instrument DateAug 29, 2022
Instrument3120220053535
Transaction TypeTransfer
Record UpdatedSep 12, 2022
Title CompanyALLIANCE TITLE TREASURE COAST, ALLIANCE TTL OF TREASURE COA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,621.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address12580 COTTON DR, 12580, LAURINBURG, NC 28352-6243

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 TRACY DR, SEBASTIAN, FL 32958-6975

Mortgage

Document Number0035671020
DateAug 30, 2022
Instrument3567/1020
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address108 TRACY DR, SEBASTIAN, FL 32958-6975
Transaction TypeMortgage
Record UpdatedApr 22, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 TRACY DR, SEBASTIAN, FL 32958-6975

Mortgage

Document Number0035301231
DateApr 13, 2022
Book Page3530/1231
Instrument3120220023626
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

September 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionINDIAN RIVER FL
Recording DateSep 02, 2020
Property Address108 TRACY DR, SEBASTIAN, FL 32958-6975
Document Number0033340888
Book / Page003334 / 000888
Instrument DateAug 28, 2020
Instrument51540
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 14, 2020
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
Tax$1,603.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address108 TRACY DR SEBASTIAN FL 32958, SEBASTIAN, FL 32958

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateOct 25, 2019
Property Address108 TRACY DR, SEBASTIAN, FL 32958-6975
Document Number0032482091
Book / Page003248 / 002091
Instrument DateOct 22, 2019
Instrument62412
Transaction TypeTransfer
Record UpdatedNov 06, 2019
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
Tax$241.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1430 CULVER DR NE PALM BAY FL 329071132, PALM BAY, FL 32907-1132

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalitySebastian City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,173.00 (+14.65%) Homeowner's exemption$321,258 (+5.43%) Land $57,800 Building $263,458$321,258 (+5.43%) Land $57,800 Building $263,458
2023$4,512.00 (+8.75%)$304,711 (+13.67%) Land $48,620 Building $256,091$304,711 (+13.67%) Land $48,620 Building $256,091
2022$4,149.00$268,070 Land $34,000 Building $234,070$268,070 Land $34,000 Building $234,070

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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