Spartanburg County property record for 108 Tower St, Duncan, SC 29334
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1969 |
| Lot Size | 0.399 acres (17,400 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $764 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Mar 2025 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-2500-07000 |
| Primary APN | 5-2500-07000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 1,709 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,400 sqft |
| Lot Dimensions | 174 ft deep x 100 ft wide |
| Porch | Porch |
| Porch Area | 260 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 92644 |
|---|---|
| Street Address | 108 TOWER ST |
| City | DUNCAN |
| State | SC |
| Zip | 29334-9761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 29 OAKLAND HEIGHTS PB 4940 & 41 |
| Legal Subdivision | OAKLAND HEIGHTS |
| Legal Lot Number | 29 |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | GREER |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 23202 |
Source: Spartanburg County records, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 108 TOWER ST, DUNCAN, SC 29334-9761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Mar 12, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Aug 23, 2017 | Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Mar 8, 2017 | Intrafamily Transfer, Transfer · Commercial Mortgage UNITED COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Mar 8, 2017 |
| Last Transfer Date | Aug 23, 2017 |
| Transfer Doc | 0000039827 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 108 TOWER ST, DUNCAN, SC 29334-9761 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 108 TOWER ST, DUNCAN, SC 29334-9761 |
| Document Number | 0000039237 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 6432/96 |
| Instrument | 2022-39237 |
| Name | LOANCARE LLC |
|---|---|
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 108 TOWER ST, DUNCAN, SC 29334-9761 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000010473 |
|---|---|
| Date | Mar 12, 2025 |
| Book Page | 6931/298 |
| Instrument | 2025-10473 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Aug 23, 2017 |
| Property Address | 108 TOWER ST, DUNCAN, SC 29334-9761 |
| Document Number | 0000039827 |
| Map Reference | MB49 PG40 |
| Instrument Date | Aug 4, 2017 |
| Instrument | 2017-39827 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $388.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 108 TOWER ST, DUNCAN, SC 29334-9761 |
| Document Number | 0000039828 |
|---|---|
| Date | Aug 23, 2017 |
| Instrument | 2017-39828 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Mar 8, 2017 |
| Property Address | 108 TOWER ST, DUNCAN, SC 29334-9761 |
| Document Number | 0000009956 |
| Map Reference | MB49 PG40 |
| Instrument Date | Mar 3, 2017 |
| Instrument | 2017-09956 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 108 TOWER ST, DUNCAN, SC 29334-9761 |
| Document Number | 0000009957 |
|---|---|
| Date | Mar 8, 2017 |
| Instrument | 2017-09957 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 3, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Spartanburg County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Unified School District | Spartanburg School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $764.00 (+1.33%) | $4,830 (-) Land $721 Building $4,109 | $169,600 (-) Land $25,300 Building $144,300 |
| 2024 | $754.00 (-0.26%) | ||
| 2023 | $756.00 | $4,830 Land $721 Building $4,109 | $169,600 Land $25,300 Building $144,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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