Wake County property record for 108 Top Side Ln, Garner, NC 27529
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,676 sqft · built 1985 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $7,000 (May 1981) |
| Tax Bill | $2,450 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1629.02-69-7061-000 |
| Primary APN | 1629.02-69-7061-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,676 sqft Living Area |
| 1st Floor Area | 1,676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 46,174 sqft (1.06 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 416 sqft |
| Deck Area | 294 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0097907 |
|---|---|
| Street Address | 108 TOP SIDE LN |
| City | GARNER |
| State | NC |
| Zip | 27529-7310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LO3 PROP OF MIKE SMITH BM1975-166 |
| Legal Subdivision | PROPERTY/MIKE SMITH |
| Legal Lot Number | 3 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MARYS |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 52813 |
Source: Wake County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 801A TILGHMAN DR, A, DUNN, NC 28334-5509 |
| Owner Type | Individual |
| Vesting | Married |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 1981 · Amount on Record |
| Deed Sale | May 1, 1981 · Amount on Record |
| Deed Book / Page | 12219 / 808 |
| Last Transfer Date | Apr 13, 2012 |
| Transfer Doc | 14727/2757 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 108 TOP SIDE LN, GARNER, NC 27529-7310 |
| Document Number | 167050246 |
| Instrument Date | Jan 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 108 TOP SIDE LN GARNER NC 275297310, GARNER, NC 27529-7310 |
| Document Number | 167050246 |
|---|---|
| Date | Feb 27, 2017 |
| Book Page | 016705/000246 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 26, 2027 |
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,450.00 (+26.29%) | $380,071 (+54.29%) Land $113,000 Building $267,071 | $380,071 (+54.29%) Land $113,000 Building $267,071 |
| 2023 | $1,940.00 | $246,330 Land $51,920 Building $194,410 | $246,330 Land $51,920 Building $194,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Google Fiber, T-Mobile.
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