St. Johns County property record for 108 Timberwood Dr, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,667 sqft · built 2008 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $329,000 (Nov 2025) |
| Tax Bill | $2,326 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Nov 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 101247-0020 |
| Primary APN | 101247-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,667 sqft Living Area |
| Gross Area | 2,087 sqft |
| 1st Floor Area | 1,667 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 89 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 108 TIMBERWOOD DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-8387 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 61/99-104 TIMBERWOOD LANDING LOT 2 OR6261/78 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 34 |
| Legal Subdivision | TIMBERWOOD LANDING |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | HASTINGS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21103 |
108 Timberwood Dr is owned and occupied by an individual who bought it in November 2025.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 TIMBERWOOD DR, SAINT AUGUSTINE, FL 32084-8387 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Nov 21, 2025 | Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK |
| Dec 27, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on File |
| Deed Sale | Nov 21, 2025 · Amount on File |
| Prior Sale | Oct 31, 2014 · Amount on File |
| Deed Document Number | 202595259 |
| Deed Book / Page | 6261 / 78 |
| Prior Transfer Date | Jun 14, 2010 |
| Prior Transfer Doc | 0033241085 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 108 TIMBERWOOD DR, SAINT AUGUSTINE, FL 32084-8387 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 108 TIMBERWOOD DR, SAINT AUGUSTINE, FL 32084-8387 |
| Document Number | 0056261968 |
|---|---|
| Date | Sep 1, 2022 |
| Book Page | 5626/1968 |
| Instrument | 2022084271 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 21, 2025 |
| Property Address | 108 TIMBERWOOD DR, SAINT AUGUSTINE, FL 32084-8387 |
| Document Number | 0062610078 |
| Book / Page | 6261 / 78 |
| Map Reference | MB 61 PG 99-104 |
| Instrument Date | Nov 18, 2025 |
| Instrument | 2025095259 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2025 |
| Title Company | MILESTONE TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,303.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 52 ARBOR ALCOVE LN, ST AUGUSTINE, FL 32084-0057 |
| Name | Verified Name |
|---|---|
| Address | 108 TIMBERWOOD DR, ST AUGUSTINE, FL 32084-8387 |
| Document Number | 0000626180 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 6261/80 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Number | 0062610097 |
|---|---|
| Date | Nov 21, 2025 |
| Book Page | 6261/97 |
| Instrument | 2025095261 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57108 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 108 TIMBERWOOD DR, SAINT AUGUSTINE, FL 32084-8387 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0044820575 |
|---|---|
| Date | Dec 27, 2017 |
| Book Page | 4482/0575 |
| Instrument | 2017087315 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 7, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 108 TIMBERWOOD DR, SAINT AUGUSTINE, FL 32084-8387 |
| Document Number | 0047181910 |
| Instrument Date | Apr 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2019 |
| Title Company | VYSTAR TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 108 TIMBERWOOD DR ST AUGUSTINE FL 320848387, ST AUGUSTINE, FL 32084-8387 |
| Document Number | 0047181910 |
|---|---|
| Date | May 3, 2019 |
| Book Page | 004718/001910 |
| Instrument | 30572 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 2, 2049 |
The 2025 property tax bill for 108 Timberwood Dr was $2,326, up 14.3% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294,782 (+58.38%) Land $80,000 Building $214,782 | $294,782 (+4.94%) Land $80,000 Building $214,782 | |
| 2025 | $2,326.00 (+14.3%) Homeowner's exemption | $186,118 (+2.9%) | $280,898 (+2.47%) Land $80,000 Building $200,898 |
| 2024 | $2,035.00 (+2.21%) Homeowner's exemption | $180,873 (+3%) | $274,114 (-6.32%) Land $80,000 Building $194,114 |
| 2023 | $1,991.00 (+3.59%) Homeowner's exemption | $175,605 (+3%) | $292,621 (+12.07%) Land $80,000 Building $212,621 |
| 2022 | $1,922.00 Homeowner's exemption | $170,490 | $261,113 Land $78,400 Building $182,713 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Timberwood Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 119 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 119 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Timberwood Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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